Thinking of going to university later in life? Your city choice can make or break your budget.

Why does city choice matter for adult students? Studying as an adult is different. You might have rent to pay. Maybe kids. A job. Or other life commitments. So choosing the right city isn’t just about the campus or the nightlife. It’s about cost. And comfort.

In this guide, we’ll walk you through the most affordable cities for adult students in the UK. Cities where rent is lower. Where transport is easy. And where your money can stretch further.

Let’s get into it.

1. Sheffield

Sheffield is one of the most affordable cities for adult students in the UK.

Here’s why:

• Average rent is low
• Public transport is cheap and reliable
• Loads of green spaces and free events
• Strong support networks for mature students

It’s a relaxed city. Big enough to explore. Small enough to feel safe. Plus, the University of Sheffield and Sheffield Hallam both offer part-time and flexible courses.

2. Bradford

Bradford often comes top in cost-of-living surveys. For adult students, it offers:

• Low rent and house prices
• Cheaper groceries and eating out
• Free museums and cultural space
• A diverse, welcoming community

The University of Bradford has a strong focus on career-ready courses and offers support for older students. If you’re balancing study with work or family, this city works.

3. Leicester

Leicester is a student-friendly city with a twist, it’s not just for the 18-year-olds. What makes it affordable:

• Public transport passes are cheap
• You can find rooms under £400/month
• Great food options at low cost
• Part-time job opportunities

De Montfort University and the University of Leicester both have options for adult learners, and there’s a solid mature student community here.

4. Sunderland

Sunderland doesn’t get talked about enough. But it should. It’s easily one of the most affordable cities for adult students in the UK:

• Average rent is among the lowest in the UK
• Quiet, peaceful environment for study
• Affordable seaside living
• Fewer distractions and crowds

The University of Sunderland offers flexible learning and support services for adults going back to uni.

5. Lincoln

Lincoln is small, calm, and low-cost. Ideal for someone starting fresh at university later in life. Why Lincoln works:

• Walking-distance city—save on transport
• Rent is cheaper than the national average
• Local markets and second-hand shops are great
• Friendly and helpful locals

Lincoln is home to the University of Lincoln and Bishop Grosseteste University both known for community and support.

6. Coventry

Coventry blends city life with affordability. Here’s the deal:

• Great location—near Birmingham and London, but cheaper
• Good transport links
• Budget accommodation and shared housing
• Growing job market

Coventry University is big on employability, which is great for adult students who want a degree that leads somewhere fast.

7. Preston

Preston is underrated. But when it comes to cost and convenience, it’s one of the top affordable cities for adult students in the UK. Benefits include:

• Very low rent (average around £400–£500/month)
• Compact city—you can walk everywhere
• Lower living costs overall
• Quiet and focused student life

The University of Central Lancashire is based here, offering part-time, evening, and online courses too.

8. Newcastle

Not the cheapest on the list but still much more affordable than London or Edinburgh. Here’s why Newcastle makes the cut:

• Big city energy without big city prices
• Student discounts everywhere
• Friendly, down-to-earth vibe
• Excellent mature student networks

Newcastle University and Northumbria both have options for adult learners. And the job scene is solid if you need part-time work.

9. Nottingham

Nottingham has a mix of everything.

• Rent is mid-range but better than most southern cities
• Public transport is top tier (trams, buses, etc.)
• Strong support systems for mature students
• Plenty of side hustle and job opportunities

The University of Nottingham and Nottingham Trent University both welcome adult students, and the city itself is lively without being overwhelming.

10. Swansea

Let’s not forget Wales. Swansea offers real value for money:

• Rent and bills are very affordable
• You get coastal living without the price tag
• Good access to nature for free downtime
• Welsh universities offer financial support too

Swansea University and University of Wales Trinity Saint David are both based here. Both are known for flexibility and inclusivity.

What makes a city affordable for adult students?

It’s not just about rent. When we talk about the most affordable cities for adult students in the UK, we also look at:

• Public transport cost
• Local job market
• Course flexibility
• Mature student support
• Cost of groceries and basic living

Because as an adult, you’re juggling more than essays and exams. You might be working. You might have kids. You might be paying a mortgage or looking after family. So every pound saved matters.

Tips to save even more as an adult student

Wherever you live, you can make your budget go further. Here’s how:

• Use student discounts: Get a TOTUM card or check apps like UNiDAYS
• Apply for grants: Especially if you’re a first-time student over 25
• Live with other adults: Avoid noisy undergrad flats
• Use local libraries: Free books, Wi-Fi, and quiet study spaces
• Work part-time: Try uni jobs or remote freelance work
• Cook at home: Meal prepping saves big over time

Also, keep an eye on mature student support funds.

Need help choosing your university?

If you’re overwhelmed, EnrollMate can help you compare universities, courses, and costs in one place. You can even get advice on applications, student finance, and more.

Final thoughts

Going to university later in life is a big move. But it doesn’t have to break the bank. These affordable cities for adult students in the UK give you the best of both worlds, lower costs and a good student experience.

To recap:

• Sheffield and Bradford for low rent and strong support
• Leicester and Coventry for jobs and transport
• Sunderland, Lincoln, and Preston for peace and savings
• Newcastle and Nottingham for balance
• Swansea for coastal calm at a low price