{"id":39306,"date":"2025-04-24T02:44:40","date_gmt":"2025-04-24T02:44:40","guid":{"rendered":"https:\/\/enrollmate.co.uk\/calcolatore-di-prestiti-studenteschi\/"},"modified":"2025-12-19T13:49:33","modified_gmt":"2025-12-19T13:49:33","slug":"calcolatore-di-prestiti-studenteschi","status":"publish","type":"page","link":"https:\/\/enrollmate.co.uk\/it\/calcolatore-di-prestiti-studenteschi\/","title":{"rendered":"Calcolatore di rimborso prestiti studenteschi"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"39306\" class=\"elementor elementor-39306 elementor-38242\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a065e4b e-flex e-con-boxed e-con e-parent\" data-id=\"a065e4b\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3799916 elementor-widget elementor-widget-heading\" data-id=\"3799916\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ti preoccupa restituire il tuo prestito studentesco?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c477f6d elementor-widget elementor-widget-text-editor\" data-id=\"c477f6d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLa maggior parte delle persone <b>non sa nemmeno<\/b> in quale piano si trova \u2014 e potrebbe costar loro migliaia di euro.<br><br>Usa questo calcolatore rapido per scoprire esattamente quanto restituirai (per evitare di pagare troppo)\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-adfcd7d e-con-full e-flex e-con e-child\" data-id=\"adfcd7d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b03e00 elementor-widget elementor-widget-heading\" data-id=\"7b03e00\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CALCOLATORE PER IL RIMBORSO DEL PRESTITO STUDENSTESCO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b5a6ea elementor-widget elementor-widget-text-editor\" data-id=\"4b5a6ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\ud83d\udca1 Scopri quanto rimborserai in base al tuo reddito, senza supposizioni.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37d9130 elementor-widget__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"37d9130\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">    <div id=\"loanCalc\">\r\n        <div class=\"container\">\r\n            <div class=\"card shadow-sm mb-4\">\r\n                <div class=\"card-body\">\r\n                    <label class=\"form-label\">Sai qual \u00e8 il tuo piano di rimborso del prestito studentesco?<\/label>\r\n                    <div>\r\n                        <div class=\"form-check form-check-inline\">\r\n                            <input class=\"form-check-input\" type=\"radio\" name=\"knowPlan\" id=\"knowPlanYes\" value=\"yes\">\r\n                            <label class=\"form-check-label\" for=\"knowPlanYes\">S\u00ec<\/label>\r\n                        <\/div>\r\n                        <div class=\"form-check form-check-inline\">\r\n                            <input class=\"form-check-input\" type=\"radio\" name=\"knowPlan\" id=\"knowPlanNo\" value=\"no\">\r\n                            <label class=\"form-check-label\" for=\"knowPlanNo\">No<\/label>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"planSelection\" class=\"card shadow-sm\">\r\n                <div class=\"card-body\">\r\n                    <label for=\"planSelect\" class=\"form-label\">Per favore, scegli il tuo piano di rimborso:<\/label>\r\n                    <select class=\"form-select w-100\" id=\"planSelect\" style=\"font-size: 1.5rem; padding: 1rem; width: 100%;\">\r\n                        <option selected disabled value=\"\">-- Scegli un piano --<\/option>\r\n                        <option value=\"Plan 1\">Piano 1<\/option>\r\n                        <option value=\"Plan 2\">Piano 2<\/option>\r\n                        <option value=\"Plan 4\">Piano 4 (Scozia)<\/option>\r\n                        <option value=\"Plan 5\">Piano 5 (Nuovo da agosto 2023)<\/option>\r\n                        <option value=\"Plan 1 + Postgraduate Loan\">Piano 1 + Prestito post-laurea<\/option>\r\n                        <option value=\"Plan 2 + Postgraduate Loan\">Piano 2 + Prestito post-laurea<\/option>\r\n                        <option value=\"Plan 4 + Postgraduate Loan\">Piano 4 + Prestito post-laurea<\/option>\r\n                        <option value=\"Plan 5 + Postgraduate Loan\">Piano 5 + Prestito post-laurea<\/option>\r\n                        <option value=\"Postgraduate Loan Only\">Solo prestito post-laurea<\/option>\r\n                    <\/select>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"planDetermination\" class=\"card shadow-sm\">\r\n                <div class=\"card-body\">\r\n                    <div class=\"row g-3\">\r\n                        <div class=\"col-12\">\r\n                            <label for=\"startYear\" class=\"form-label\">1. In che anno hai iniziato il corso?<\/label>\r\n                            <select class=\"form-select enroll-jts-starts-year\" id=\"startYear\"><\/select>\r\n                        <\/div>\r\n                        <div class=\"col-12\">\r\n                            <label for=\"countrySelect\" class=\"form-label\">2. Paese di residenza quando hai iniziato:<\/label>\r\n                            <select class=\"form-select enroll-jts-country\" id=\"countrySelect\">\r\n                                <option selected disabled value=\"\">-- Scegli il paese --<\/option>\r\n                                <option value=\"England\">Inghilterra<\/option>\r\n                                <option value=\"Wales\">Galles<\/option>\r\n                                <option value=\"Scotland\">Scozia<\/option>\r\n                                <option value=\"Northern Ireland\">Irlanda del Nord<\/option>\r\n                            <\/select>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"salaryInputSection\" class=\"card shadow-sm\">\r\n                <div class=\"card-body\">\r\n                    <label for=\"annualSalary\" class=\"form-label\">Il tuo stipendio annuale prima delle tasse:<\/label>\r\n                    <div class=\"input-group\">\r\n                        <span class=\"input-group-text\" style=\"font-size: 1.5rem; padding: 0 1rem; height: auto; display: flex; align-items: center; border-top-right-radius: 0; border-bottom-right-radius: 0;\">\u00a3<\/span>\r\n                        <input type=\"number\" class=\"form-control\" id=\"annualSalary\" placeholder=\"tipo, 35000\" min=\"0.01\" step=\"0.01\" required style=\"font-size: 1.5rem; padding: 1rem; border-top-left-radius: 0; border-bottom-left-radius: 0;\">\r\n                    <\/div>\r\n                    <div class=\"form-text\">Metti il reddito lordo totale, prima delle tasse o detrazioni.<\/div>\r\n                    <div style=\"margin-top: 3rem;\"><\/div>\r\n                    <div id=\"salaryError\" class=\"text-danger mt-1\" style=\"display: none;\">Dai, inserisci uno stipendio valido.<\/div>\r\n                    <div style=\"margin-top: 3rem;\"><\/div>\r\n                    <button id=\"calculateBtn\" class=\"btn btn-primary btn-lg w-100 mt-3\">\ud83c\udfaf Calcola il rimborso<\/button>\r\n                    <div style=\"margin-top: 2rem;\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"resultsSection\">\r\n                <h2 class=\"mb-5 enroll-result-headline\"><i class=\"bi bi-calculator-fill\"><\/i> Risultato del calcolo<\/h2>\r\n                <div id=\"planDescriptionYes\" class=\"alert alert-light border-start border-success border-4 mt-3\" style=\"display: none;\">\r\n                    <i class=\"bi bi-info-circle-fill me-2 text-success\"><\/i>\r\n                    <div id=\"planDescriptionYesContent\"><\/div>\r\n                <\/div>\r\n                <div id=\"planDeterminationResult\" style=\"display: none;\">\r\n                    <p class=\"lead mb-1\">In base alle tue risposte:<\/p>\r\n                    <p><strong id=\"determinedPlanText\"><\/strong><\/p>\r\n                    <div id=\"planDescriptionNo\" class=\"alert alert-light border-start border-success border-4 mt-3\" style=\"display: none;\">\r\n                        <i class=\"bi bi-info-circle-fill me-2 text-success\"><\/i>\r\n                        <div id=\"planDescriptionNoContent\"><\/div>\r\n                    <\/div>\r\n                    <p class=\"mt-2 fst-italic small\">Nota: Se hai anche preso un Prestito Post-laurea, includilo nel calcolo.<\/p>\r\n                <\/div>\r\n                <div id=\"resultsOutput\"><\/div>\r\n                <div class=\"mt-3\">\r\n                    <h5 style=\"font-size: 1.7rem !important; font-weight: 600;\">Note:<\/h5>\r\n                    <ul>\r\n                        <li>Rimborsi solo se il tuo reddito \u00e8 sopra la soglia.<\/li>\r\n                        <li>Se il tuo reddito scende sotto la soglia, i rimborsi si fermano automaticamente.<\/li>\r\n                        <li>Se sei un dipendente, i rimborsi vengono detratti tramite la busta paga.<\/li>\r\n                        <li>Se sei un lavoratore autonomo, i rimborsi vengono gestiti tramite l&#039;autodichiarazione dei redditi.<\/li>\r\n                    <\/ul>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n        <script type=\"text\/javascript\">\r\n        (function($) {\r\n            $(document).ready(function() {\r\n                console.log('Document ready. Initializing calculator...');\r\n                \/\/ Plan Data (2025-2026)\r\n                const planData = {\r\n                    'Plan 1': { \r\n                        threshold: 26065, \r\n                        rate: 0.09, \r\n                        description: 'Rimborsi il 9% di qualsiasi cosa guadagni oltre \u00a326.065 all\\'anno.<br>'\r\n                    },\r\n                    'Plan 2': { \r\n                        threshold: 28470, \r\n                        rate: 0.09, \r\n                        description: 'Rimborsi il 9% di qualsiasi cosa guadagni oltre \u00a328.470 all\\'anno.<br>'\r\n                    },\r\n                    'Plan 4': { \r\n                        threshold: 32745, \r\n                        rate: 0.09, \r\n                        description: 'Rimborsi il 9% di qualsiasi cosa guadagni oltre \u00a332.745 all\\'anno.<br>'\r\n                    },\r\n                    'Plan 5': { \r\n                        threshold: 25000, \r\n                        rate: 0.09, \r\n                        description: 'You repay 9% of anything you earn over \u00a325,000 per year.<br><br>This plan is for students starting from August 1, 2023.'\r\n                    },\r\n                    'Postgraduate Loan': { \r\n                        threshold: 21000, \r\n                        rate: 0.06, \r\n                        description: 'You repay 6% of anything you earn over \u00a321,000 per year.<br><br>This is added on top of your main repayment plan if applicable.'\r\n                    }\r\n                };\r\n                let activePlan = { mainPlanName: null, hasPostgrad: false };\r\n                \/\/ Populate Year Dropdown\r\n                const currentYear = new Date().getFullYear();\r\n                const startYearDropdown = $('#startYear');\r\n                for (let year = 2050; year >= 1998; year--) {\r\n                    startYearDropdown.append(`<option value=\"${year}\">${year}<\/option>`);\r\n                }\r\n                \/\/ Helper: Show\/Hide Sections\r\n                function updateSections(showPlanSelection, showPlanDetermination, showSalary, showResults) {\r\n                    $('#planSelection').toggle(showPlanSelection);\r\n                    $('#planDetermination').toggle(showPlanDetermination);\r\n                    $('#salaryInputSection').toggle(showSalary);\r\n                    $('#resultsSection').toggle(showResults);\r\n                    if (!showPlanSelection) $('#planDescriptionYes').hide().empty();\r\n                    if (!showPlanDetermination) $('#planDeterminationResult').hide();\r\n                    if (!showSalary) { $('#annualSalary').val(''); $('#salaryError').hide(); }\r\n                    if (!showResults) {\r\n                        $('#resultsOutput').empty();\r\n                        $('.appear-after-result').removeClass('results-visible').hide();\r\n                        console.log('Results cleared.');\r\n                    }\r\n                }\r\n                \/\/ Helper: Display Plan Description\r\n                function displayDescription(planName, targetElementId, isCombined = false) {\r\n                    let descriptionHtml = '';\r\n                    let mainPlanName = planName;\r\n                    let hasPostgrad = false;\r\n                    if (planName.includes('+ Postgraduate Loan')) {\r\n                        mainPlanName = planName.replace(' + Postgraduate Loan', '').trim();\r\n                        hasPostgrad = true;\r\n                    } else if (planName === 'Postgraduate Loan Only') {\r\n                        mainPlanName = null;\r\n                        hasPostgrad = true;\r\n                    }\r\n                    activePlan.mainPlanName = mainPlanName;\r\n                    activePlan.hasPostgrad = hasPostgrad;\r\n                    if (mainPlanName && planData[mainPlanName]) {\r\n                        descriptionHtml += `<p><strong>${mainPlanName}:<\/strong><br>${planData[mainPlanName].description}<\/p>`;\r\n                    }\r\n                    if (hasPostgrad && planData['Postgraduate Loan']) {\r\n                        descriptionHtml += `<p><strong>Prestito post-laurea:<\/strong><br>${planData['Postgraduate Loan'].description}<\/p>`;\r\n                    }\r\n                    if (descriptionHtml.trim()) {\r\n                        const contentContainer = $(`#${targetElementId}Content`);\r\n                        if (contentContainer.length) {\r\n                            contentContainer.html(descriptionHtml);\r\n                        } else {\r\n                            $(`#${targetElementId}`).html(descriptionHtml);\r\n                        }\r\n                        $(`#${targetElementId}`).show();\r\n                        updateSections(targetElementId === 'planDescriptionYes', targetElementId === 'planDescriptionNo', true, false);\r\n                    } else {\r\n                        $(`#${targetElementId}`).hide().empty();\r\n                        updateSections(targetElementId === 'planDescriptionYes', targetElementId === 'planDescriptionNo', false, false);\r\n                    }\r\n                }\r\n                \/\/ Helper: Determine Plan Logic\r\n                function determinePlan() {\r\n                    const year = parseInt($('#startYear').val());\r\n                    const country = $('#countrySelect').val();\r\n                    if (!year || !country) {\r\n                        $('#planDeterminationResult').hide();\r\n                        updateSections(false, true, false, false);\r\n                        return;\r\n                    }\r\n                    let determinedPlanName = null;\r\n                    if (country === 'Scotland') {\r\n                        determinedPlanName = 'Plan 4';\r\n                    } else if (country === 'Northern Ireland') {\r\n                        determinedPlanName = 'Plan 1';\r\n                    } else if (country === 'England' || country === 'Wales') {\r\n                        if (year >= 2023) {\r\n                            determinedPlanName = 'Plan 5';\r\n                        } else if (year >= 2012) {\r\n                            determinedPlanName = 'Plan 2';\r\n                        } else {\r\n                            determinedPlanName = 'Plan 1';\r\n                        }\r\n                    }\r\n                    if (determinedPlanName) {\r\n                        $('#determinedPlanText').text(`Sei su ${determinedPlanName}.`);\r\n                        $('#planDeterminationResult').show();\r\n                        displayDescription(determinedPlanName, 'planDescriptionNo', false);\r\n                    } else {\r\n                        $('#planDeterminationResult').hide();\r\n                        updateSections(false, true, false, false);\r\n                    }\r\n                }\r\n                \/\/ Helper: Calculate Repayment\r\n                function calculateRepayment(salary, planDetails) {\r\n                    if (!planDetails || salary <= planDetails.threshold) {\r\n                        return 0;\r\n                    }\r\n                    return (salary - planDetails.threshold) * planDetails.rate;\r\n                }\r\n                \/\/ Event: Know Plan Radio Buttons\r\n                $('input[name=\"knowPlan\"]').on('change', function() {\r\n                    const knowsPlan = $(this).val() === 'yes';\r\n                    updateSections(knowsPlan, !knowsPlan, false, false);\r\n                    if (knowsPlan) {\r\n                        $('#startYear, #countrySelect').val('');\r\n                        $('#planDeterminationResult').hide();\r\n                    } else {\r\n                        $('#planSelect').val('');\r\n                        $('#planDescriptionYes').hide().empty();\r\n                    }\r\n                    activePlan.mainPlanName = null;\r\n                    activePlan.hasPostgrad = false;\r\n                });\r\n                \/\/ Event: Plan Selection Dropdown\r\n                $('#planSelect').on('change', function() {\r\n                    const selectedPlan = $(this).val();\r\n                    if (selectedPlan) {\r\n                        displayDescription(selectedPlan, 'planDescriptionYes', selectedPlan.includes('+'));\r\n                    } else {\r\n                        $('#planDescriptionYes').hide().empty();\r\n                        updateSections(true, false, false, false);\r\n                    }\r\n                    $('#resultsSection').hide();\r\n                    $('.appear-after-result').removeClass('results-visible').hide();\r\n                });\r\n                \/\/ Event: Determine Plan Dropdowns\r\n                $('#startYear, #countrySelect').on('change', function() {\r\n                    determinePlan();\r\n                    $('#resultsSection').hide();\r\n                    $('.appear-after-result').removeClass('results-visible').hide();\r\n                });\r\n                \/\/ Event: Calculate Button\r\n                $('#calculateBtn').on('click', function() {\r\n                    const salary = parseFloat($('#annualSalary').val());\r\n                    if (isNaN(salary) || salary <= 0) {\r\n                        $('#salaryError').show();\r\n                        $('#resultsSection').hide();\r\n                        $('.appear-after-result').removeClass('results-visible').hide();\r\n                        return;\r\n                    }\r\n                    $('#salaryError').hide();\r\n                    let mainPlanRepayment = 0;\r\n                    let postgradRepayment = 0;\r\n                    let totalRepayment = 0;\r\n                    let resultsHtml = `<p style=\"margin-top: 3rem !important;\">In base al tuo stipendio di \u00a3${salary.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}:<\/p>`;\r\n                    if (activePlan.mainPlanName && planData[activePlan.mainPlanName]) {\r\n                        mainPlanRepayment = calculateRepayment(salary, planData[activePlan.mainPlanName]);\r\n                        resultsHtml += `<div class=\"alert\" style=\"background-color: #e8e9f9; border-left: 5px solid #1E257A;\" role=\"alert\">\r\n                            <i class=\"bi bi-mortarboard-fill me-2\"><\/i>\r\n                            Sei su <strong>${activePlan.mainPlanName}<\/strong>.\r\n                        <\/div>`;\r\n                        resultsHtml += `<div class=\"alert alert-light border-start\" style=\"border-color: #010535; border-left: 5px solid #1E257A !important;\" role=\"alert\">\r\n                            <strong>${activePlan.mainPlanName} Rimborso:<\/strong><br>\r\n                            <span class=\"fs-4 text-dark\">\u00a3${mainPlanRepayment.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} all\\'anno<\/span><br>\r\n                            <span class=\"text-muted small\">(\u00a3${(mainPlanRepayment \/ 12).toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} \/ mese)<\/span>\r\n                        <\/div>`;\r\n                    } else if (!activePlan.hasPostgrad) {\r\n                        resultsHtml += `<p>Nessun piano principale di prestito studentesco selezionato o determinato per il calcolo.<\/p>`;\r\n                    }\r\n                    if (activePlan.hasPostgrad && planData['Postgraduate Loan']) {\r\n                        postgradRepayment = calculateRepayment(salary, planData['Postgraduate Loan']);\r\n                        resultsHtml += `<div class=\"alert alert-secondary border-start border-dark border-4\" role=\"alert\">\r\n                            <strong>Rimborso del prestito post-laurea:<\/strong><br>\r\n                            <span class=\"fs-4 text-dark\">\u00a3${postgradRepayment.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} all\\'anno<\/span><br>\r\n                            <span class=\"text-muted small\">(\u00a3${(postgradRepayment \/ 12).toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} \/ mese)<\/span>\r\n                        <\/div>`;\r\n                    }\r\n                    totalRepayment = mainPlanRepayment + postgradRepayment;\r\n                    if (totalRepayment > 0) {\r\n                        resultsHtml += `<div class=\"alert alert-warning\" role=\"alert\">\r\n                            <i class=\"bi bi-exclamation-circle-fill me-2\"><\/i>\r\n                            <strong>Rimborso annuale totale:<\/strong> \u00a3${totalRepayment.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}\r\n                        <\/div>`;\r\n                        resultsHtml += `<div class=\"alert alert-info\" role=\"alert\">\r\n                            <i class=\"bi bi-calendar-month-fill me-2\"><\/i>\r\n                            <strong>Rimborso mensile totale:<\/strong> \u00a3${(totalRepayment \/ 12).toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}\r\n                        <\/div>`;\r\n                    } else {\r\n                        resultsHtml += `<div class=\"alert alert-success mt-3\" role=\"alert\">\r\n                            <i class=\"bi bi-check-circle-fill me-2\"><\/i>\r\n                            Il tuo reddito \u00e8 sotto la soglia di rimborso per il piano o i piani selezionati. Al momento non devi fare rimborsi.                         <\/div>`;\r\n                    }\r\n                    $('#resultsOutput').html(resultsHtml);\r\n                    $('#resultsSection').show();\r\n                    $('.appear-after-result').show().addClass('results-visible');\r\n                });\r\n                \/\/ Initial State\r\n                updateSections(false, false, false, false);\r\n                console.log(\"Student Loan Calculator Ready!\");\r\n            });\r\n        })(jQuery);\r\n    <\/script>\r\n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1675d3e appear-after-result e-flex e-con-boxed e-con e-parent\" data-id=\"1675d3e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-404c798 elementor-widget elementor-widget-heading\" data-id=\"404c798\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bloccato in un lavoro che non ami, ma hai paura di fare il prossimo passo?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a20902 elementor-widget elementor-widget-heading\" data-id=\"1a20902\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Non sei solo<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-407370e elementor-widget elementor-widget-text-editor\" data-id=\"407370e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Aiutiamo adulti come te a iscriversi all&#8217;universit\u00e0 gratuitamente, a sistemare il finanziamento studentesco e finalmente ad andare avanti con la tua vita.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8aa47b6 e-flex e-con-boxed e-con e-child\" data-id=\"8aa47b6\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<a class=\"elementor-element elementor-element-b3adc4e e-con-full e-transform e-flex e-con e-child\" data-id=\"b3adc4e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"https:\/\/enrollmate.co.uk\/it\/candidati-ora\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-260533b elementor-widget elementor-widget-heading\" data-id=\"260533b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">VEDI SE FA PER TE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9a8aeb elementor-widget elementor-widget-text-editor\" data-id=\"c9a8aeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"97\" data-end=\"145\">Senza impegno<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68a324e e-flex e-con-boxed e-con e-parent\" data-id=\"68a324e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-babf0c7 elementor-widget elementor-widget-heading\" data-id=\"babf0c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calcolatore per il rimborso del prestito studentesco \u2013 <span class=\"em-yellow-highlight\">piano 1, 2, 4, 5 e post-laurea<\/span><\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c9d2a3e e-con-full e-flex e-con e-child\" data-id=\"c9d2a3e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-74f8bce e-con-full e-flex e-con e-child\" data-id=\"74f8bce\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-8b2d206 e-con-full e-flex e-con e-child\" data-id=\"8b2d206\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-b1211c9 e-con-full single-service-how-we-help-text e-flex e-con e-child\" data-id=\"b1211c9\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-187f7db elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"187f7db\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Cosa fa questo calcolatore<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-119570f elementor-widget elementor-widget-text-editor\" data-id=\"119570f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Questo <b>calcolatore per il rimborso del prestito studentesco<\/b> gratuito ti aiuta a capire cosa pagherai e quando. Che tu sia uno studente attuale o un laureato, mostra le tue <b>rate mensili<\/b> e <b>per quanto tempo potresti rimborsare<\/b>, a seconda di: <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6ae737 e-con-full e-flex e-con e-child\" data-id=\"b6ae737\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b4b9782 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b4b9782\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Il tuo piano di rimborso (Piano 1, 2, 4, 5 o Prestito post-laurea)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Il tuo reddito (da qualsiasi fonte: lavoro, lavoro autonomo, ecc.)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">La tua soglia di rimborso<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Il tasso di interesse applicato al tuo prestito<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Copre tutti i piani di prestito studentesco del Regno Unito<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stima istantanea della rata mensile<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Funziona con pi\u00f9 piani contemporaneamente (ad esempio, Piano 2 + Prestito PG)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Aggiornato per le soglie e le regole di interesse 2025\u20132026<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b35d2e6 e-con-full e-flex e-con e-child\" data-id=\"b35d2e6\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40a2e98 elementor-widget elementor-widget-image\" data-id=\"40a2e98\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"2048\" src=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg\" class=\"attachment-full size-full wp-image-40065\" alt=\"books with money\" srcset=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg.webp 2560w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-300x240.jpg.webp 300w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1024x819.jpg.webp 1024w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-768x614.jpg.webp 768w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1536x1229.jpg.webp 1536w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-2048x1639.jpg.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cfd01c1 e-con-full e-flex e-con e-child\" data-id=\"cfd01c1\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-a6178a4 e-con-full e-flex e-con e-child\" data-id=\"a6178a4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-997e807 e-con-full e-flex e-con e-child\" data-id=\"997e807\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3730d58 elementor-widget elementor-widget-image\" data-id=\"3730d58\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"2048\" src=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg\" class=\"attachment-full size-full wp-image-40065\" alt=\"books with money\" srcset=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg.webp 2560w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-300x240.jpg.webp 300w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1024x819.jpg.webp 1024w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-768x614.jpg.webp 768w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1536x1229.jpg.webp 1536w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-2048x1639.jpg.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d63aa57 e-con-full e-flex e-con e-child\" data-id=\"d63aa57\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-1d0cd8d e-con-full single-service-how-we-help-text e-flex e-con e-child\" data-id=\"1d0cd8d\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71ab857 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71ab857\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Come funziona il calcolatore<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b9471e elementor-widget elementor-widget-text-editor\" data-id=\"9b9471e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Questo strumento utilizza il tuo reddito e il tipo di piano per determinare:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cbfbe04 e-con-full e-flex e-con e-child\" data-id=\"cbfbe04\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e32d47 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6e32d47\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Se sei <b>al di sopra della soglia di rimborso<\/b><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Quale percentuale del tuo reddito rimborserai<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A quanto equivale al mese<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Come cambiano i rimborsi se il tuo reddito aumenta o diminuisce<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8516aeb elementor-widget elementor-widget-text-editor\" data-id=\"8516aeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Non \u00e8 necessario inserire i saldi esatti del prestito: questo strumento si concentra sul tuo <b>flusso di rimborso<\/b>, non sul debito totale.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e52059 e-flex e-con-boxed e-con e-parent\" data-id=\"1e52059\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-62f7d14 e-con-full e-flex e-con e-child\" data-id=\"62f7d14\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e4703 elementor-widget elementor-widget-heading\" data-id=\"b5e4703\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quali piani sono supportati?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-893de8d e-con-full e-flex e-con e-child\" data-id=\"893de8d\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40b2fc3 elementor-widget elementor-widget-html\" data-id=\"40b2fc3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"loan-plans-container\">\r\n    <div class=\"header-row\">\r\n      <div>Tipo di piano<\/div>\r\n      <div>Di solito si applica a...<\/div>\r\n      <div>Soglia di rimborso (2025) Tasso<\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan\">\r\n      <div class=\"plan-type\"><span>Piano 1<\/span><\/div>\r\n      <div class=\"applies-to\">Studenti che hanno iniziato prima del 2012<\/div>\r\n      <div class=\"threshold\">\u00a326.065 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan varies\">\r\n      <div class=\"plan-type\"><span>Piano 2<\/span><\/div>\r\n      <div class=\"applies-to\">Studenti in Inghilterra\/Galles (2012-2022)<\/div>\r\n      <div class=\"threshold\">\u00a328.470 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan varies\">\r\n      <div class=\"plan-type\"><span>Piano 4<\/span><\/div>\r\n      <div class=\"applies-to\">Studenti in Scozia<\/div>\r\n      <div class=\"threshold\">\u00a332.745 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan fixed\">\r\n      <div class=\"plan-type\"><span>Piano 5<\/span><\/div>\r\n      <div class=\"applies-to\">Studenti che iniziano dal 2023 in Inghilterra<\/div>\r\n      <div class=\"threshold\">\u00a325.000 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan varies\">\r\n      <div class=\"plan-type\">Titolari di prestiti post-laurea Master o Dottorato<\/div>\r\n      <div class=\"applies-to\"><\/div>\r\n      <div class=\"threshold\">\u00a321.000 <span class=\"rate\">6%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"footer-note\">\r\n \u2713 Se hai pi\u00f9 di un piano, il calcolatore mostra un totale di rimborso combinato.\r\n    <\/div>\r\n  <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1661745 e-flex e-con-boxed e-con e-parent\" data-id=\"1661745\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b66afdd e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"b66afdd\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0103774 elementor-widget elementor-widget-heading\" data-id=\"0103774\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Domande frequenti<span class=\"em-yellow-highlight\"> <\/span>\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31edaf0 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"31edaf0\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d95a81 elementor-widget elementor-widget-n-accordion\" data-id=\"3d95a81\" data-element_type=\"widget\" data-settings=\"{&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Devo sapere quanto ho preso in prestito? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-8fba2b0 e-con-full e-flex e-con e-child\" data-id=\"8fba2b0\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e39971 elementor-widget elementor-widget-text-editor\" data-id=\"3e39971\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNo. I rimborsi si basano sul tuo reddito, non sul saldo del tuo prestito. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cosa succede se ho due tipi di prestito (ad esempio, Piano 2 + Prestito PG)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-1b52055 e-con-full e-flex e-con e-child\" data-id=\"1b52055\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-869dd34 elementor-widget elementor-widget-text-editor\" data-id=\"869dd34\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tIl calcolatore gestisce questo: mostra entrambi i rimborsi separatamente e combinati.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cosa succede se perdo il lavoro o guadagno di meno? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-5204677 e-con-full e-flex e-con e-child\" data-id=\"5204677\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fbbb82 elementor-widget elementor-widget-text-editor\" data-id=\"7fbbb82\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tI tuoi rimborsi si interrompono automaticamente se il tuo reddito scende al di sotto della soglia del piano. Il calcolatore lo riflette. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I rimborsi sono mensili o annuali? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-3d003c5 e-con-full e-flex e-con e-child\" data-id=\"3d003c5\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f700a74 elementor-widget elementor-widget-text-editor\" data-id=\"f700a74\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tVengono prelevati mensilmente tramite il tuo stipendio (PAYE) o annualmente se sei un lavoratore autonomo.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Pagher\u00f2 gli interessi? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-928e1d4 e-con-full e-flex e-con e-child\" data-id=\"928e1d4\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2471f4d elementor-widget elementor-widget-text-editor\" data-id=\"2471f4d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tS\u00ec, ogni piano ha le proprie regole di interesse. Questo calcolatore non mostra l&#8217;accumulo di interessi, solo ci\u00f2 che rimborserai mensilmente. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Questo mostrer\u00e0 quando il mio prestito sar\u00e0 cancellato? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-c7e6f95 e-con-full e-flex e-con e-child\" data-id=\"c7e6f95\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2d6e6f elementor-widget elementor-widget-text-editor\" data-id=\"a2d6e6f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No, ma ecco le regole di cancellazione attuali:<br>\u2022 Piano 1: 25\u201330 anni dopo che diventi idoneo al rimborso<br>\u2022 Piano 2: 30 anni<br>\u2022 Piano 4: 30 anni<br>\u2022 Piano 5: 40 anni<br>\u2022 Post-laurea: 30 anni<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00c8 uno strumento governativo ufficiale? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-90b5e31 e-con-full e-flex e-con e-child\" data-id=\"90b5e31\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b4aeef elementor-widget elementor-widget-text-editor\" data-id=\"6b4aeef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No, questo \u00e8 uno strumento pubblico gratuito creato da <a href=\"https:\/\/enrollmate.co.uk\/it\/\">Enrollmate<\/a>, per rendere pi\u00f9 facile la comprensione del finanziamento studentesco, basato su soglie e regole di rimborso ufficiali.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Quando usare questo calcolatore? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-ce8df36 e-con-full e-flex e-con e-child\" data-id=\"ce8df36\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd0950 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6bd0950\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stai per laurearti e vuoi capire quanto ti verr\u00e0 tolto dalla busta paga<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stai guadagnando di pi\u00f9 e ti stai chiedendo come influisce sui tuoi rimborsi<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stai richiedendo un mutuo e vuoi fare un budget adeguato<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stai pianificando di iniziare un Master e vuoi vedere come funzionano i rimborsi del prestito PG<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stai pianificando di andare all'universit\u00e0 e vuoi capire come funziona il rimborso.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Devo sapere quanto ho preso in prestito?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. I rimborsi si basano sul tuo reddito, non sul saldo del tuo prestito.\"}},{\"@type\":\"Question\",\"name\":\"Cosa succede se ho due tipi di prestito (ad esempio, Piano 2 + Prestito PG)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Il calcolatore gestisce questo: mostra entrambi i rimborsi separatamente e combinati.\"}},{\"@type\":\"Question\",\"name\":\"Cosa succede se perdo il lavoro o guadagno di meno?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"I tuoi rimborsi si interrompono automaticamente se il tuo reddito scende al di sotto della soglia del piano. Il calcolatore lo riflette.\"}},{\"@type\":\"Question\",\"name\":\"I rimborsi sono mensili o annuali?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Vengono prelevati mensilmente tramite il tuo stipendio (PAYE) o annualmente se sei un lavoratore autonomo.\"}},{\"@type\":\"Question\",\"name\":\"Pagher\\u00f2 gli interessi?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"S\\u00ec, ogni piano ha le proprie regole di interesse. Questo calcolatore non mostra l&#8217;accumulo di interessi, solo ci\\u00f2 che rimborserai mensilmente.\"}},{\"@type\":\"Question\",\"name\":\"Questo mostrer\\u00e0 quando il mio prestito sar\\u00e0 cancellato?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, ma ecco le regole di cancellazione attuali:\\u2022 Piano 1: 25\\u201330 anni dopo che diventi idoneo al rimborso\\u2022 Piano 2: 30 anni\\u2022 Piano 4: 30 anni\\u2022 Piano 5: 40 anni\\u2022 Post-laurea: 30 anni\"}},{\"@type\":\"Question\",\"name\":\"\\u00c8 uno strumento governativo ufficiale?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, questo \\u00e8 uno strumento pubblico gratuito creato da Enrollmate, per rendere pi\\u00f9 facile la comprensione del finanziamento studentesco, basato su soglie e regole di rimborso ufficiali.\"}},{\"@type\":\"Question\",\"name\":\"Quando usare questo calcolatore?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Stai per laurearti e vuoi capire quanto ti verr\\u00e0 tolto dalla busta paga\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tStai guadagnando di pi\\u00f9 e ti stai chiedendo come influisce sui tuoi rimborsi\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tStai richiedendo un mutuo e vuoi fare un budget adeguato\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tStai pianificando di iniziare un Master e vuoi vedere come funzionano i rimborsi del prestito PG\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tStai pianificando di andare all'universit\\u00e0 e vuoi capire come funziona il rimborso.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a62d4ed e-con-full e-flex e-con e-child\" data-id=\"a62d4ed\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ti preoccupa restituire il tuo prestito studentesco? La maggior parte delle persone non sa nemmeno in quale piano si trova \u2014 e potrebbe costar loro migliaia di euro. Usa questo calcolatore rapido per scoprire esattamente quanto restituirai (per evitare di pagare troppo) CALCOLATORE PER IL RIMBORSO DEL PRESTITO STUDENSTESCO \ud83d\udca1 Scopri quanto rimborserai in base [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-39306","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/enrollmate.co.uk\/it\/wp-json\/wp\/v2\/pages\/39306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/enrollmate.co.uk\/it\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/enrollmate.co.uk\/it\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/enrollmate.co.uk\/it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/enrollmate.co.uk\/it\/wp-json\/wp\/v2\/comments?post=39306"}],"version-history":[{"count":0,"href":"https:\/\/enrollmate.co.uk\/it\/wp-json\/wp\/v2\/pages\/39306\/revisions"}],"wp:attachment":[{"href":"https:\/\/enrollmate.co.uk\/it\/wp-json\/wp\/v2\/media?parent=39306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}