{"id":39304,"date":"2025-04-24T02:44:40","date_gmt":"2025-04-24T02:44:40","guid":{"rendered":"https:\/\/enrollmate.co.uk\/kalkulator-pozyczki-studenckiej\/"},"modified":"2025-12-19T13:49:36","modified_gmt":"2025-12-19T13:49:36","slug":"kalkulator-pozyczki-studenckiej","status":"publish","type":"page","link":"https:\/\/enrollmate.co.uk\/pl\/kalkulator-pozyczki-studenckiej\/","title":{"rendered":"Kalkulator sp\u0142aty kredytu studenckiego"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"39304\" class=\"elementor elementor-39304 elementor-38242\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a065e4b e-flex e-con-boxed e-con e-parent\" data-id=\"a065e4b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3799916 elementor-widget elementor-widget-heading\" data-id=\"3799916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Martwisz si\u0119 o sp\u0142at\u0119 kredytu studenckiego?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c477f6d elementor-widget elementor-widget-text-editor\" data-id=\"c477f6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tWi\u0119kszo\u015b\u0107 ludzi <b>nawet nie wie<\/b>, na kt\u00f3rym planie si\u0119 znajduje &#8211; a mo\u017ce ich to kosztowa\u0107 tysi\u0105ce.<br><br>Skorzystaj z tego szybkiego kalkulatora, aby dowiedzie\u0107 si\u0119 dok\u0142adnie, ile b\u0119dziesz sp\u0142aca\u0107 (aby unikn\u0105\u0107 przep\u0142acania).\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-adfcd7d e-con-full e-flex e-con e-child\" data-id=\"adfcd7d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b03e00 elementor-widget elementor-widget-heading\" data-id=\"7b03e00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">KALKULATOR SP\u0141ATY KREDYTU STUDENCKIEGO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b5a6ea elementor-widget elementor-widget-text-editor\" data-id=\"4b5a6ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\ud83d\udca1 Sprawd\u017a, ile faktycznie sp\u0142acisz na podstawie swoich dochod\u00f3w \u2014 bez zgadywania.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37d9130 elementor-widget__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"37d9130\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">    <div id=\"loanCalc\">\r\n        <div class=\"container\">\r\n            <div class=\"card shadow-sm mb-4\">\r\n                <div class=\"card-body\">\r\n                    <label class=\"form-label\">Czy znasz sw\u00f3j plan sp\u0142aty kredytu studenckiego?<\/label>\r\n                    <div>\r\n                        <div class=\"form-check form-check-inline\">\r\n                            <input class=\"form-check-input\" type=\"radio\" name=\"knowPlan\" id=\"knowPlanYes\" value=\"yes\">\r\n                            <label class=\"form-check-label\" for=\"knowPlanYes\">Tak<\/label>\r\n                        <\/div>\r\n                        <div class=\"form-check form-check-inline\">\r\n                            <input class=\"form-check-input\" type=\"radio\" name=\"knowPlan\" id=\"knowPlanNo\" value=\"no\">\r\n                            <label class=\"form-check-label\" for=\"knowPlanNo\">Nie<\/label>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"planSelection\" class=\"card shadow-sm\">\r\n                <div class=\"card-body\">\r\n                    <label for=\"planSelect\" class=\"form-label\">Wybierz sw\u00f3j plan sp\u0142aty:<\/label>\r\n                    <select class=\"form-select w-100\" id=\"planSelect\" style=\"font-size: 1.5rem; padding: 1rem; width: 100%;\">\r\n                        <option selected disabled value=\"\">-- Wybierz plan<\/option>\r\n                        <option value=\"Plan 1\">Plan 1<\/option>\r\n                        <option value=\"Plan 2\">Plan 2<\/option>\r\n                        <option value=\"Plan 4\">Plan 4 (Szkocja)<\/option>\r\n                        <option value=\"Plan 5\">Plan 5 (nowo\u015b\u0107 od sierpnia 2023 r.)<\/option>\r\n                        <option value=\"Plan 1 + Postgraduate Loan\">Plan 1 + po\u017cyczka na studia podyplomowe<\/option>\r\n                        <option value=\"Plan 2 + Postgraduate Loan\">Plan 2 + Po\u017cyczka na studia podyplomowe<\/option>\r\n                        <option value=\"Plan 4 + Postgraduate Loan\">Plan 4 + Po\u017cyczka na studia podyplomowe<\/option>\r\n                        <option value=\"Plan 5 + Postgraduate Loan\">Plan 5 + Po\u017cyczka na studia podyplomowe<\/option>\r\n                        <option value=\"Postgraduate Loan Only\">Tylko po\u017cyczka na studia podyplomowe<\/option>\r\n                    <\/select>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"planDetermination\" class=\"card shadow-sm\">\r\n                <div class=\"card-body\">\r\n                    <div class=\"row g-3\">\r\n                        <div class=\"col-12\">\r\n                            <label for=\"startYear\" class=\"form-label\">1. W kt\u00f3rym roku rozpocz\u0105\u0142e\u015b kurs?<\/label>\r\n                            <select class=\"form-select enroll-jts-starts-year\" id=\"startYear\"><\/select>\r\n                        <\/div>\r\n                        <div class=\"col-12\">\r\n                            <label for=\"countrySelect\" class=\"form-label\">2. Kraj zamieszkania w momencie rozpocz\u0119cia pracy:<\/label>\r\n                            <select class=\"form-select enroll-jts-country\" id=\"countrySelect\">\r\n                                <option selected disabled value=\"\">-- Wybierz kraj<\/option>\r\n                                <option value=\"England\">Anglia<\/option>\r\n                                <option value=\"Wales\">Walia<\/option>\r\n                                <option value=\"Scotland\">Szkocja<\/option>\r\n                                <option value=\"Northern Ireland\">Irlandia P\u00f3\u0142nocna<\/option>\r\n                            <\/select>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"salaryInputSection\" class=\"card shadow-sm\">\r\n                <div class=\"card-body\">\r\n                    <label for=\"annualSalary\" class=\"form-label\">Twoje roczne wynagrodzenie przed opodatkowaniem:<\/label>\r\n                    <div class=\"input-group\">\r\n                        <span class=\"input-group-text\" style=\"font-size: 1.5rem; padding: 0 1rem; height: auto; display: flex; align-items: center; border-top-right-radius: 0; border-bottom-right-radius: 0;\">\u00a3<\/span>\r\n                        <input type=\"number\" class=\"form-control\" id=\"annualSalary\" placeholder=\"np. 35000\" min=\"0.01\" step=\"0.01\" required style=\"font-size: 1.5rem; padding: 1rem; border-top-left-radius: 0; border-bottom-left-radius: 0;\">\r\n                    <\/div>\r\n                    <div class=\"form-text\">Wprowad\u017a ca\u0142kowity doch\u00f3d brutto przed opodatkowaniem lub odliczeniami.<\/div>\r\n                    <div style=\"margin-top: 3rem;\"><\/div>\r\n                    <div id=\"salaryError\" class=\"text-danger mt-1\" style=\"display: none;\">Wprowad\u017a prawid\u0142owe wynagrodzenie.<\/div>\r\n                    <div style=\"margin-top: 3rem;\"><\/div>\r\n                    <button id=\"calculateBtn\" class=\"btn btn-primary btn-lg w-100 mt-3\">\ud83c\udfaf Oblicz sp\u0142at\u0119<\/button>\r\n                    <div style=\"margin-top: 2rem;\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"resultsSection\">\r\n                <h2 class=\"mb-5 enroll-result-headline\"><i class=\"bi bi-calculator-fill\"><\/i> Wynik oblicze\u0144<\/h2>\r\n                <div id=\"planDescriptionYes\" class=\"alert alert-light border-start border-success border-4 mt-3\" style=\"display: none;\">\r\n                    <i class=\"bi bi-info-circle-fill me-2 text-success\"><\/i>\r\n                    <div id=\"planDescriptionYesContent\"><\/div>\r\n                <\/div>\r\n                <div id=\"planDeterminationResult\" style=\"display: none;\">\r\n                    <p class=\"lead mb-1\">Na podstawie Twoich odpowiedzi:<\/p>\r\n                    <p><strong id=\"determinedPlanText\"><\/strong><\/p>\r\n                    <div id=\"planDescriptionNo\" class=\"alert alert-light border-start border-success border-4 mt-3\" style=\"display: none;\">\r\n                        <i class=\"bi bi-info-circle-fill me-2 text-success\"><\/i>\r\n                        <div id=\"planDescriptionNoContent\"><\/div>\r\n                    <\/div>\r\n                    <p class=\"mt-2 fst-italic small\">Uwaga: Je\u015bli zaci\u0105gn\u0105\u0142e\u015b r\u00f3wnie\u017c po\u017cyczk\u0119 na studia podyplomowe, uwzgl\u0119dnij j\u0105 w obliczeniach.<\/p>\r\n                <\/div>\r\n                <div id=\"resultsOutput\"><\/div>\r\n                <div class=\"mt-3\">\r\n                    <h5 style=\"font-size: 1.7rem !important; font-weight: 600;\">Uwagi:<\/h5>\r\n                    <ul>\r\n                        <li>Sp\u0142acasz tylko wtedy, gdy Tw\u00f3j doch\u00f3d przekracza pr\u00f3g.<\/li>\r\n                        <li>Je\u015bli doch\u00f3d spadnie poni\u017cej progu, sp\u0142aty zostan\u0105 automatycznie wstrzymane.<\/li>\r\n                        <li>Je\u015bli jeste\u015b zatrudniony, sp\u0142aty s\u0105 potr\u0105cane przez PAYE.<\/li>\r\n                        <li>W przypadku samozatrudnienia sp\u0142aty s\u0105 dokonywane za po\u015brednictwem systemu Self Assessment.<\/li>\r\n                    <\/ul>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n        <script type=\"text\/javascript\">\r\n        (function($) {\r\n            $(document).ready(function() {\r\n                console.log('Document ready. Initializing calculator...');\r\n                \/\/ Plan Data (2025-2026)\r\n                const planData = {\r\n                    'Plan 1': { \r\n                        threshold: 26065, \r\n                        rate: 0.09, \r\n                        description: 'Sp\u0142acasz 9% wszystkiego, co zarobisz powy\u017cej 26 065 GBP rocznie.<br>'\r\n                    },\r\n                    'Plan 2': { \r\n                        threshold: 28470, \r\n                        rate: 0.09, \r\n                        description: 'Sp\u0142acasz 9% wszystkiego, co zarobisz powy\u017cej 28 470 GBP rocznie.<br>'\r\n                    },\r\n                    'Plan 4': { \r\n                        threshold: 32745, \r\n                        rate: 0.09, \r\n                        description: 'Sp\u0142acasz 9% wszystkiego, co zarobisz powy\u017cej 32 745 GBP rocznie.<br>'\r\n                    },\r\n                    'Plan 5': { \r\n                        threshold: 25000, \r\n                        rate: 0.09, \r\n                        description: 'You repay 9% of anything you earn over \u00a325,000 per year.<br><br>This plan is for students starting from August 1, 2023.'\r\n                    },\r\n                    'Postgraduate Loan': { \r\n                        threshold: 21000, \r\n                        rate: 0.06, \r\n                        description: 'You repay 6% of anything you earn over \u00a321,000 per year.<br><br>This is added on top of your main repayment plan if applicable.'\r\n                    }\r\n                };\r\n                let activePlan = { mainPlanName: null, hasPostgrad: false };\r\n                \/\/ Populate Year Dropdown\r\n                const currentYear = new Date().getFullYear();\r\n                const startYearDropdown = $('#startYear');\r\n                for (let year = 2050; year >= 1998; year--) {\r\n                    startYearDropdown.append(`<option value=\"${year}\">${year}<\/option>`);\r\n                }\r\n                \/\/ Helper: Show\/Hide Sections\r\n                function updateSections(showPlanSelection, showPlanDetermination, showSalary, showResults) {\r\n                    $('#planSelection').toggle(showPlanSelection);\r\n                    $('#planDetermination').toggle(showPlanDetermination);\r\n                    $('#salaryInputSection').toggle(showSalary);\r\n                    $('#resultsSection').toggle(showResults);\r\n                    if (!showPlanSelection) $('#planDescriptionYes').hide().empty();\r\n                    if (!showPlanDetermination) $('#planDeterminationResult').hide();\r\n                    if (!showSalary) { $('#annualSalary').val(''); $('#salaryError').hide(); }\r\n                    if (!showResults) {\r\n                        $('#resultsOutput').empty();\r\n                        $('.appear-after-result').removeClass('results-visible').hide();\r\n                        console.log('Results cleared.');\r\n                    }\r\n                }\r\n                \/\/ Helper: Display Plan Description\r\n                function displayDescription(planName, targetElementId, isCombined = false) {\r\n                    let descriptionHtml = '';\r\n                    let mainPlanName = planName;\r\n                    let hasPostgrad = false;\r\n                    if (planName.includes('+ Postgraduate Loan')) {\r\n                        mainPlanName = planName.replace(' + Postgraduate Loan', '').trim();\r\n                        hasPostgrad = true;\r\n                    } else if (planName === 'Postgraduate Loan Only') {\r\n                        mainPlanName = null;\r\n                        hasPostgrad = true;\r\n                    }\r\n                    activePlan.mainPlanName = mainPlanName;\r\n                    activePlan.hasPostgrad = hasPostgrad;\r\n                    if (mainPlanName && planData[mainPlanName]) {\r\n                        descriptionHtml += `<p><strong>${mainPlanName}:<\/strong><br>${planData[mainPlanName].description}<\/p>`;\r\n                    }\r\n                    if (hasPostgrad && planData['Postgraduate Loan']) {\r\n                        descriptionHtml += `<p><strong>Po\u017cyczka na studia podyplomowe:<\/strong><br>${planData['Postgraduate Loan'].description}<\/p>`;\r\n                    }\r\n                    if (descriptionHtml.trim()) {\r\n                        const contentContainer = $(`#${targetElementId}Content`);\r\n                        if (contentContainer.length) {\r\n                            contentContainer.html(descriptionHtml);\r\n                        } else {\r\n                            $(`#${targetElementId}`).html(descriptionHtml);\r\n                        }\r\n                        $(`#${targetElementId}`).show();\r\n                        updateSections(targetElementId === 'planDescriptionYes', targetElementId === 'planDescriptionNo', true, false);\r\n                    } else {\r\n                        $(`#${targetElementId}`).hide().empty();\r\n                        updateSections(targetElementId === 'planDescriptionYes', targetElementId === 'planDescriptionNo', false, false);\r\n                    }\r\n                }\r\n                \/\/ Helper: Determine Plan Logic\r\n                function determinePlan() {\r\n                    const year = parseInt($('#startYear').val());\r\n                    const country = $('#countrySelect').val();\r\n                    if (!year || !country) {\r\n                        $('#planDeterminationResult').hide();\r\n                        updateSections(false, true, false, false);\r\n                        return;\r\n                    }\r\n                    let determinedPlanName = null;\r\n                    if (country === 'Scotland') {\r\n                        determinedPlanName = 'Plan 4';\r\n                    } else if (country === 'Northern Ireland') {\r\n                        determinedPlanName = 'Plan 1';\r\n                    } else if (country === 'England' || country === 'Wales') {\r\n                        if (year >= 2023) {\r\n                            determinedPlanName = 'Plan 5';\r\n                        } else if (year >= 2012) {\r\n                            determinedPlanName = 'Plan 2';\r\n                        } else {\r\n                            determinedPlanName = 'Plan 1';\r\n                        }\r\n                    }\r\n                    if (determinedPlanName) {\r\n                        $('#determinedPlanText').text(`Jeste\u015b na ${determinedPlanName}.`);\r\n                        $('#planDeterminationResult').show();\r\n                        displayDescription(determinedPlanName, 'planDescriptionNo', false);\r\n                    } else {\r\n                        $('#planDeterminationResult').hide();\r\n                        updateSections(false, true, false, false);\r\n                    }\r\n                }\r\n                \/\/ Helper: Calculate Repayment\r\n                function calculateRepayment(salary, planDetails) {\r\n                    if (!planDetails || salary <= planDetails.threshold) {\r\n                        return 0;\r\n                    }\r\n                    return (salary - planDetails.threshold) * planDetails.rate;\r\n                }\r\n                \/\/ Event: Know Plan Radio Buttons\r\n                $('input[name=\"knowPlan\"]').on('change', function() {\r\n                    const knowsPlan = $(this).val() === 'yes';\r\n                    updateSections(knowsPlan, !knowsPlan, false, false);\r\n                    if (knowsPlan) {\r\n                        $('#startYear, #countrySelect').val('');\r\n                        $('#planDeterminationResult').hide();\r\n                    } else {\r\n                        $('#planSelect').val('');\r\n                        $('#planDescriptionYes').hide().empty();\r\n                    }\r\n                    activePlan.mainPlanName = null;\r\n                    activePlan.hasPostgrad = false;\r\n                });\r\n                \/\/ Event: Plan Selection Dropdown\r\n                $('#planSelect').on('change', function() {\r\n                    const selectedPlan = $(this).val();\r\n                    if (selectedPlan) {\r\n                        displayDescription(selectedPlan, 'planDescriptionYes', selectedPlan.includes('+'));\r\n                    } else {\r\n                        $('#planDescriptionYes').hide().empty();\r\n                        updateSections(true, false, false, false);\r\n                    }\r\n                    $('#resultsSection').hide();\r\n                    $('.appear-after-result').removeClass('results-visible').hide();\r\n                });\r\n                \/\/ Event: Determine Plan Dropdowns\r\n                $('#startYear, #countrySelect').on('change', function() {\r\n                    determinePlan();\r\n                    $('#resultsSection').hide();\r\n                    $('.appear-after-result').removeClass('results-visible').hide();\r\n                });\r\n                \/\/ Event: Calculate Button\r\n                $('#calculateBtn').on('click', function() {\r\n                    const salary = parseFloat($('#annualSalary').val());\r\n                    if (isNaN(salary) || salary <= 0) {\r\n                        $('#salaryError').show();\r\n                        $('#resultsSection').hide();\r\n                        $('.appear-after-result').removeClass('results-visible').hide();\r\n                        return;\r\n                    }\r\n                    $('#salaryError').hide();\r\n                    let mainPlanRepayment = 0;\r\n                    let postgradRepayment = 0;\r\n                    let totalRepayment = 0;\r\n                    let resultsHtml = `<p style=\"margin-top: 3rem !important;\">Na podstawie Twojego wynagrodzenia w wysoko\u015bci \u00a3${salary.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}:<\/p>`;\r\n                    if (activePlan.mainPlanName && planData[activePlan.mainPlanName]) {\r\n                        mainPlanRepayment = calculateRepayment(salary, planData[activePlan.mainPlanName]);\r\n                        resultsHtml += `<div class=\"alert\" style=\"background-color: #e8e9f9; border-left: 5px solid #1E257A;\" role=\"alert\">\r\n                            <i class=\"bi bi-mortarboard-fill me-2\"><\/i>\r\n                            Jeste\u015b na <strong>${activePlan.mainPlanName}<\/strong>.\r\n                        <\/div>`;\r\n                        resultsHtml += `<div class=\"alert alert-light border-start\" style=\"border-color: #010535; border-left: 5px solid #1E257A !important;\" role=\"alert\">\r\n                            <strong>${activePlan.mainPlanName} Sp\u0142ata:<\/strong><br>\r\n                            <span class=\"fs-4 text-dark\">\u00a3${mainPlanRepayment.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} rocznie<\/span><br>\r\n                            <span class=\"text-muted small\">(\u00a3${(mainPlanRepayment \/ 12).toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} \/ miesi\u0105c)<\/span>\r\n                        <\/div>`;\r\n                    } else if (!activePlan.hasPostgrad) {\r\n                        resultsHtml += `<p>Nie wybrano ani nie okre\u015blono g\u0142\u00f3wnego planu kredytu studenckiego do oblicze\u0144.<\/p>`;\r\n                    }\r\n                    if (activePlan.hasPostgrad && planData['Postgraduate Loan']) {\r\n                        postgradRepayment = calculateRepayment(salary, planData['Postgraduate Loan']);\r\n                        resultsHtml += `<div class=\"alert alert-secondary border-start border-dark border-4\" role=\"alert\">\r\n                            <strong>Sp\u0142ata po\u017cyczki na studia podyplomowe:<\/strong><br>\r\n                            <span class=\"fs-4 text-dark\">\u00a3${postgradRepayment.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} rocznie<\/span><br>\r\n                            <span class=\"text-muted small\">(\u00a3${(postgradRepayment \/ 12).toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} \/ miesi\u0105c)<\/span>\r\n                        <\/div>`;\r\n                    }\r\n                    totalRepayment = mainPlanRepayment + postgradRepayment;\r\n                    if (totalRepayment > 0) {\r\n                        resultsHtml += `<div class=\"alert alert-warning\" role=\"alert\">\r\n                            <i class=\"bi bi-exclamation-circle-fill me-2\"><\/i>\r\n                            <strong>Ca\u0142kowita roczna sp\u0142ata:<\/strong> \u00a3${totalRepayment.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}\r\n                        <\/div>`;\r\n                        resultsHtml += `<div class=\"alert alert-info\" role=\"alert\">\r\n                            <i class=\"bi bi-calendar-month-fill me-2\"><\/i>\r\n                            <strong>Ca\u0142kowita miesi\u0119czna sp\u0142ata:<\/strong> \u00a3${(totalRepayment \/ 12).toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}\r\n                        <\/div>`;\r\n                    } else {\r\n                        resultsHtml += `<div class=\"alert alert-success mt-3\" role=\"alert\">\r\n                            <i class=\"bi bi-check-circle-fill me-2\"><\/i>\r\n                            Tw\u00f3j doch\u00f3d jest poni\u017cej progu (prog\u00f3w) sp\u0142aty dla wybranego planu (plan\u00f3w). Obecnie nie musisz dokonywa\u0107 sp\u0142at.                         <\/div>`;\r\n                    }\r\n                    $('#resultsOutput').html(resultsHtml);\r\n                    $('#resultsSection').show();\r\n                    $('.appear-after-result').show().addClass('results-visible');\r\n                });\r\n                \/\/ Initial State\r\n                updateSections(false, false, false, false);\r\n                console.log(\"Student Loan Calculator Ready!\");\r\n            });\r\n        })(jQuery);\r\n    <\/script>\r\n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1675d3e appear-after-result e-flex e-con-boxed e-con e-parent\" data-id=\"1675d3e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-404c798 elementor-widget elementor-widget-heading\" data-id=\"404c798\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Utkn\u0105\u0142e\u015b w pracy, kt\u00f3rej nie kochasz, ale boisz si\u0119 zrobi\u0107 kolejny krok?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a20902 elementor-widget elementor-widget-heading\" data-id=\"1a20902\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Nie jeste\u015b sam<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-407370e elementor-widget elementor-widget-text-editor\" data-id=\"407370e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pomagamy osobom doros\u0142ym, takim jak Ty, zapisa\u0107 si\u0119 na uniwersytet za darmo, uporz\u0105dkowa\u0107 finanse studenckie i wreszcie ruszy\u0107 naprz\u00f3d ze swoim \u017cyciem.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8aa47b6 e-flex e-con-boxed e-con e-child\" data-id=\"8aa47b6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<a class=\"elementor-element elementor-element-b3adc4e e-con-full e-transform e-flex e-con e-child\" data-id=\"b3adc4e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"https:\/\/enrollmate.co.uk\/pl\/aplikuj-teraz\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-260533b elementor-widget elementor-widget-heading\" data-id=\"260533b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SPRAWD\u0179, CZY JEST DLA CIEBIE ODPOWIEDNI<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9a8aeb elementor-widget elementor-widget-text-editor\" data-id=\"c9a8aeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"97\" data-end=\"145\">No Strings Attached<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68a324e e-flex e-con-boxed e-con e-parent\" data-id=\"68a324e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-babf0c7 elementor-widget elementor-widget-heading\" data-id=\"babf0c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kalkulator sp\u0142aty kredytu studenckiego \u2013 <span class=\"em-yellow-highlight\">plan 1, 2, 4, 5 i podyplomowy<\/span><\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c9d2a3e e-con-full e-flex e-con e-child\" data-id=\"c9d2a3e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-74f8bce e-con-full e-flex e-con e-child\" data-id=\"74f8bce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-8b2d206 e-con-full e-flex e-con e-child\" data-id=\"8b2d206\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-b1211c9 e-con-full single-service-how-we-help-text e-flex e-con e-child\" data-id=\"b1211c9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-187f7db elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"187f7db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">  Co robi ten kalkulator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-119570f elementor-widget elementor-widget-text-editor\" data-id=\"119570f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ten darmowy <b>Kalkulator Sp\u0142aty Kredytu Studenckiego<\/b> pomo\u017ce Ci zrozumie\u0107, ile zap\u0142acisz \u2014 i kiedy. Niezale\u017cnie od tego, czy jeste\u015b obecnym studentem czy absolwentem, pokazuje Twoje <b>miesi\u0119czne raty<\/b> i <b>jak d\u0142ugo mo\u017cesz sp\u0142aca\u0107<\/b>, w zale\u017cno\u015bci od: <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6ae737 e-con-full e-flex e-con e-child\" data-id=\"b6ae737\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b4b9782 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b4b9782\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Twojego planu sp\u0142aty (Plan 1, 2, 4, 5 lub Kredyt Podyplomowy)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Twoich dochod\u00f3w (z dowolnego \u017ar\u00f3d\u0142a: praca, samozatrudnienie itp.)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Twojego progu sp\u0142aty<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stopy procentowej, kt\u00f3ra ma zastosowanie do Twojego kredytu<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Obejmuje wszystkie brytyjskie plany kredyt\u00f3w studenckich<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Natychmiastowe oszacowanie miesi\u0119cznej raty<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dzia\u0142a z wieloma planami jednocze\u015bnie (np. Plan 2 + Kredyt Podyplomowy)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Zaktualizowano o progi i zasady oprocentowania na lata 2025-2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b35d2e6 e-con-full e-flex e-con e-child\" data-id=\"b35d2e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40a2e98 elementor-widget elementor-widget-image\" data-id=\"40a2e98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"2048\" src=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg\" class=\"attachment-full size-full wp-image-40066\" alt=\"books with money\" srcset=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg 2560w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-300x240.jpg 300w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1024x819.jpg 1024w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-768x614.jpg 768w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1536x1229.jpg 1536w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-2048x1639.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cfd01c1 e-con-full e-flex e-con e-child\" data-id=\"cfd01c1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-a6178a4 e-con-full e-flex e-con e-child\" data-id=\"a6178a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-997e807 e-con-full e-flex e-con e-child\" data-id=\"997e807\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3730d58 elementor-widget elementor-widget-image\" data-id=\"3730d58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"2048\" src=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg\" class=\"attachment-full size-full wp-image-40066\" alt=\"books with money\" srcset=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg 2560w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-300x240.jpg 300w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1024x819.jpg 1024w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-768x614.jpg 768w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1536x1229.jpg 1536w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-2048x1639.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d63aa57 e-con-full e-flex e-con e-child\" data-id=\"d63aa57\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-1d0cd8d e-con-full single-service-how-we-help-text e-flex e-con e-child\" data-id=\"1d0cd8d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71ab857 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71ab857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Jak dzia\u0142a kalkulator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b9471e elementor-widget elementor-widget-text-editor\" data-id=\"9b9471e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To narz\u0119dzie wykorzystuje Tw\u00f3j doch\u00f3d i rodzaj planu, aby okre\u015bli\u0107:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cbfbe04 e-con-full e-flex e-con e-child\" data-id=\"cbfbe04\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e32d47 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6e32d47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Czy jeste\u015b <b>powy\u017cej progu sp\u0142aty<\/b><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Jaki procent Twoich dochod\u00f3w b\u0119dziesz sp\u0142aca\u0107<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ile to wynosi miesi\u0119cznie<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Jak zmieniaj\u0105 si\u0119 sp\u0142aty, gdy Tw\u00f3j doch\u00f3d ro\u015bnie lub maleje<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8516aeb elementor-widget elementor-widget-text-editor\" data-id=\"8516aeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nie musisz podawa\u0107 dok\u0142adnego salda kredytu \u2014 to narz\u0119dzie koncentruje si\u0119 na Twoim <b>przep\u0142ywie sp\u0142at<\/b>, nie na ca\u0142kowitym zad\u0142u\u017ceniu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e52059 e-flex e-con-boxed e-con e-parent\" data-id=\"1e52059\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-62f7d14 e-con-full e-flex e-con e-child\" data-id=\"62f7d14\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e4703 elementor-widget elementor-widget-heading\" data-id=\"b5e4703\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jakie plany s\u0105 obs\u0142ugiwane?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-893de8d e-con-full e-flex e-con e-child\" data-id=\"893de8d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40b2fc3 elementor-widget elementor-widget-html\" data-id=\"40b2fc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"loan-plans-container\">\r\n    <div class=\"header-row\">\r\n      <div>Rodzaj planu<\/div>\r\n      <div>Zazwyczaj dotyczy...<\/div>\r\n      <div>Pr\u00f3g sp\u0142aty (2025) Stawka<\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan\">\r\n      <div class=\"plan-type\"><span>Plan 1<\/span><\/div>\r\n      <div class=\"applies-to\">Student\u00f3w, kt\u00f3rzy rozpocz\u0119li przed 2012<\/div>\r\n      <div class=\"threshold\">\u00a326 065 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan varies\">\r\n      <div class=\"plan-type\"><span>Plan 2<\/span><\/div>\r\n      <div class=\"applies-to\">Student\u00f3w w Anglii\/Walii (2012-2022)<\/div>\r\n      <div class=\"threshold\">\u00a328 470 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan varies\">\r\n      <div class=\"plan-type\"><span>Plan 4<\/span><\/div>\r\n      <div class=\"applies-to\">Student\u00f3w w Szkocji<\/div>\r\n      <div class=\"threshold\">\u00a332 745 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan fixed\">\r\n      <div class=\"plan-type\"><span>Plan 5<\/span><\/div>\r\n      <div class=\"applies-to\">Student\u00f3w rozpoczynaj\u0105cych od 2023 w Anglii<\/div>\r\n      <div class=\"threshold\">\u00a325 000 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan varies\">\r\n      <div class=\"plan-type\">Kredyt Podyplomowy Posiadacze kredytu magisterskiego lub doktoranckiego<\/div>\r\n      <div class=\"applies-to\"><\/div>\r\n      <div class=\"threshold\">\u00a321 000 <span class=\"rate\">6%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"footer-note\">\r\n \u2713 Je\u015bli masz wi\u0119cej ni\u017c jeden plan, kalkulator pokazuje \u0142\u0105czn\u0105 kwot\u0119 sp\u0142aty.\r\n    <\/div>\r\n  <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1661745 e-flex e-con-boxed e-con e-parent\" data-id=\"1661745\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b66afdd e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"b66afdd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0103774 elementor-widget elementor-widget-heading\" data-id=\"0103774\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cz\u0119sto zadawane<span class=\"em-yellow-highlight\"> pytania<\/span>\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31edaf0 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"31edaf0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d95a81 elementor-widget elementor-widget-n-accordion\" data-id=\"3d95a81\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy musz\u0119 wiedzie\u0107, ile po\u017cyczy\u0142em? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-8fba2b0 e-con-full e-flex e-con e-child\" data-id=\"8fba2b0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e39971 elementor-widget elementor-widget-text-editor\" data-id=\"3e39971\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNie. Sp\u0142aty s\u0105 oparte na Twoich dochodach, nie na saldzie kredytu. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Co je\u015bli mam dwa rodzaje kredytu (np. Plan 2 + Kredyt Podyplomowy)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-1b52055 e-con-full e-flex e-con e-child\" data-id=\"1b52055\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-869dd34 elementor-widget elementor-widget-text-editor\" data-id=\"869dd34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tKalkulator obs\u0142uguje to \u2014 pokazuje obie sp\u0142aty osobno i \u0142\u0105cznie.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Co si\u0119 stanie, je\u015bli strac\u0119 prac\u0119 lub b\u0119d\u0119 zarabia\u0107 mniej? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-5204677 e-con-full e-flex e-con e-child\" data-id=\"5204677\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fbbb82 elementor-widget elementor-widget-text-editor\" data-id=\"7fbbb82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tTwoje sp\u0142aty automatycznie si\u0119 zatrzymuj\u0105, je\u015bli Tw\u00f3j doch\u00f3d spadnie poni\u017cej progu planu. Kalkulator to uwzgl\u0119dnia. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy sp\u0142aty s\u0105 pobierane miesi\u0119cznie czy rocznie? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-3d003c5 e-con-full e-flex e-con e-child\" data-id=\"3d003c5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f700a74 elementor-widget elementor-widget-text-editor\" data-id=\"f700a74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tS\u0105 pobierane miesi\u0119cznie z wynagrodzenia (PAYE) lub rocznie, je\u015bli jeste\u015b samozatrudniony.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy b\u0119d\u0119 p\u0142aci\u0107 odsetki? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-928e1d4 e-con-full e-flex e-con e-child\" data-id=\"928e1d4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2471f4d elementor-widget elementor-widget-text-editor\" data-id=\"2471f4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tTak \u2014 ka\u017cdy plan ma w\u0142asne zasady dotycz\u0105ce odsetek. Ten kalkulator nie pokazuje narastania odsetek, tylko miesi\u0119czne sp\u0142aty. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy to poka\u017ce, kiedy m\u00f3j kredyt zostanie umorzony? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-c7e6f95 e-con-full e-flex e-con e-child\" data-id=\"c7e6f95\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2d6e6f elementor-widget elementor-widget-text-editor\" data-id=\"a2d6e6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nie \u2014 ale oto aktualne zasady umorzenia:<br>\u2022 Plan 1: 25-30 lat po uzyskaniu uprawnie\u0144 do sp\u0142aty<br>\u2022 Plan 2: 30 lat<br>\u2022 Plan 4: 30 lat<br>\u2022 Plan 5: 40 lat<br>\u2022 Podyplomowy: 30 lat<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Czy to jest oficjalne narz\u0119dzie rz\u0105dowe? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-90b5e31 e-con-full e-flex e-con e-child\" data-id=\"90b5e31\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b4aeef elementor-widget elementor-widget-text-editor\" data-id=\"6b4aeef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nie \u2014 to darmowe narz\u0119dzie publiczne stworzone przez <a href=\"https:\/\/enrollmate.co.uk\/pl\/\">Enrollmate<\/a>, aby u\u0142atwi\u0107 zrozumienie finansowania studi\u00f3w, oparte na oficjalnych progach i zasadach sp\u0142aty.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kiedy u\u017cywa\u0107 tego kalkulatora? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-ce8df36 e-con-full e-flex e-con e-child\" data-id=\"ce8df36\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd0950 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6bd0950\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Zbli\u017casz si\u0119 do uko\u0144czenia studi\u00f3w i chcesz zrozumie\u0107, ile zostanie potr\u0105cone z Twojej wyp\u0142aty<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Zarabiasz wi\u0119cej i zastanawiasz si\u0119, jak to wp\u0142ywa na Twoje sp\u0142aty<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ubiegasz si\u0119 o kredyt hipoteczny i chcesz odpowiednio zaplanowa\u0107 bud\u017cet<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Planujesz rozpocz\u0105\u0107 studia magisterskie i chcesz zobaczy\u0107, jak dzia\u0142aj\u0105 sp\u0142aty Kredytu Podyplomowego<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Planujesz p\u00f3j\u015b\u0107 na studia i chcesz zrozumie\u0107, jak dzia\u0142a sp\u0142ata.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Czy musz\\u0119 wiedzie\\u0107, ile po\\u017cyczy\\u0142em?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nie. Sp\\u0142aty s\\u0105 oparte na Twoich dochodach, nie na saldzie kredytu.\"}},{\"@type\":\"Question\",\"name\":\"Co je\\u015bli mam dwa rodzaje kredytu (np. Plan 2 + Kredyt Podyplomowy)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Kalkulator obs\\u0142uguje to \\u2014 pokazuje obie sp\\u0142aty osobno i \\u0142\\u0105cznie.\"}},{\"@type\":\"Question\",\"name\":\"Co si\\u0119 stanie, je\\u015bli strac\\u0119 prac\\u0119 lub b\\u0119d\\u0119 zarabia\\u0107 mniej?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Twoje sp\\u0142aty automatycznie si\\u0119 zatrzymuj\\u0105, je\\u015bli Tw\\u00f3j doch\\u00f3d spadnie poni\\u017cej progu planu. 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Ten kalkulator nie pokazuje narastania odsetek, tylko miesi\\u0119czne sp\\u0142aty.\"}},{\"@type\":\"Question\",\"name\":\"Czy to poka\\u017ce, kiedy m\\u00f3j kredyt zostanie umorzony?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nie \\u2014 ale oto aktualne zasady umorzenia:\\u2022 Plan 1: 25-30 lat po uzyskaniu uprawnie\\u0144 do sp\\u0142aty\\u2022 Plan 2: 30 lat\\u2022 Plan 4: 30 lat\\u2022 Plan 5: 40 lat\\u2022 Podyplomowy: 30 lat\"}},{\"@type\":\"Question\",\"name\":\"Czy to jest oficjalne narz\\u0119dzie rz\\u0105dowe?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nie \\u2014 to darmowe narz\\u0119dzie publiczne stworzone przez Enrollmate, aby u\\u0142atwi\\u0107 zrozumienie finansowania studi\\u00f3w, oparte na oficjalnych progach i zasadach sp\\u0142aty.\"}},{\"@type\":\"Question\",\"name\":\"Kiedy u\\u017cywa\\u0107 tego kalkulatora?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Zbli\\u017casz si\\u0119 do uko\\u0144czenia studi\\u00f3w i chcesz zrozumie\\u0107, ile zostanie potr\\u0105cone z Twojej wyp\\u0142aty\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tZarabiasz wi\\u0119cej i zastanawiasz si\\u0119, jak to wp\\u0142ywa na Twoje sp\\u0142aty\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tUbiegasz si\\u0119 o kredyt hipoteczny i chcesz odpowiednio zaplanowa\\u0107 bud\\u017cet\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tPlanujesz rozpocz\\u0105\\u0107 studia magisterskie i chcesz zobaczy\\u0107, jak dzia\\u0142aj\\u0105 sp\\u0142aty Kredytu Podyplomowego\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tPlanujesz p\\u00f3j\\u015b\\u0107 na studia i chcesz zrozumie\\u0107, jak dzia\\u0142a sp\\u0142ata.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a62d4ed e-con-full e-flex e-con e-child\" data-id=\"a62d4ed\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Martwisz si\u0119 o sp\u0142at\u0119 kredytu studenckiego? Wi\u0119kszo\u015b\u0107 ludzi nawet nie wie, na kt\u00f3rym planie si\u0119 znajduje &#8211; a mo\u017ce ich to kosztowa\u0107 tysi\u0105ce. Skorzystaj z tego szybkiego kalkulatora, aby dowiedzie\u0107 si\u0119 dok\u0142adnie, ile b\u0119dziesz sp\u0142aca\u0107 (aby unikn\u0105\u0107 przep\u0142acania). KALKULATOR SP\u0141ATY KREDYTU STUDENCKIEGO \ud83d\udca1 Sprawd\u017a, ile faktycznie sp\u0142acisz na podstawie swoich dochod\u00f3w \u2014 bez zgadywania. Utkn\u0105\u0142e\u015b [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-39304","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/enrollmate.co.uk\/pl\/wp-json\/wp\/v2\/pages\/39304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/enrollmate.co.uk\/pl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/enrollmate.co.uk\/pl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/enrollmate.co.uk\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/enrollmate.co.uk\/pl\/wp-json\/wp\/v2\/comments?post=39304"}],"version-history":[{"count":0,"href":"https:\/\/enrollmate.co.uk\/pl\/wp-json\/wp\/v2\/pages\/39304\/revisions"}],"wp:attachment":[{"href":"https:\/\/enrollmate.co.uk\/pl\/wp-json\/wp\/v2\/media?parent=39304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}