{"id":38531,"date":"2025-04-24T02:44:40","date_gmt":"2025-04-24T02:44:40","guid":{"rendered":"https:\/\/enrollmate.co.uk\/calculator-imprumut-studentesc\/"},"modified":"2025-12-19T13:12:16","modified_gmt":"2025-12-19T13:12:16","slug":"calculator-imprumut-studentesc","status":"publish","type":"page","link":"https:\/\/enrollmate.co.uk\/ro\/calculator-imprumut-studentesc\/","title":{"rendered":"Calculator Rambursare \u00cemprumut Studen\u021besc"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"38531\" class=\"elementor elementor-38531 elementor-38242\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a065e4b e-flex e-con-boxed e-con e-parent\" data-id=\"a065e4b\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3799916 elementor-widget elementor-widget-heading\" data-id=\"3799916\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00cengrijorat de rambursarea \u00eemprumutului studen\u021besc?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c477f6d elementor-widget elementor-widget-text-editor\" data-id=\"c477f6d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tMajoritatea oamenilor <b>nu \u0219tiu nici m\u0103car<\/b> \u00een ce plan se afl\u0103 \u2014 \u0219i asta le-ar putea costa mii de lire.<br><br>Folose\u0219te acest calculator rapid pentru a afla exact c\u00e2t vei rambursa (pentru a evita supraplata)\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-adfcd7d e-con-full e-flex e-con e-child\" data-id=\"adfcd7d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b03e00 elementor-widget elementor-widget-heading\" data-id=\"7b03e00\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CALCULATOR RAMBURSARE \u00ceMPRUMUT STUDEN\u021aESC<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b5a6ea elementor-widget elementor-widget-text-editor\" data-id=\"4b5a6ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\ud83d\udca1 Afl\u0103 c\u00e2t vei rambursa cu adev\u0103rat, bazat pe venitul t\u0103u \u2014 f\u0103r\u0103 presupuneri.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37d9130 elementor-widget__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"37d9130\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">    <div id=\"loanCalc\">\r\n        <div class=\"container\">\r\n            <div class=\"card shadow-sm mb-4\">\r\n                <div class=\"card-body\">\r\n                    <label class=\"form-label\">\u0218tii care este planul t\u0103u de rambursare a \u00eemprumutului studen\u021besc?<\/label>\r\n                    <div>\r\n                        <div class=\"form-check form-check-inline\">\r\n                            <input class=\"form-check-input\" type=\"radio\" name=\"knowPlan\" id=\"knowPlanYes\" value=\"yes\">\r\n                            <label class=\"form-check-label\" for=\"knowPlanYes\">Da<\/label>\r\n                        <\/div>\r\n                        <div class=\"form-check form-check-inline\">\r\n                            <input class=\"form-check-input\" type=\"radio\" name=\"knowPlan\" id=\"knowPlanNo\" value=\"no\">\r\n                            <label class=\"form-check-label\" for=\"knowPlanNo\">Nu<\/label>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"planSelection\" class=\"card shadow-sm\">\r\n                <div class=\"card-body\">\r\n                    <label for=\"planSelect\" class=\"form-label\">Te rog selecteaz\u0103 planul de rambursare:<\/label>\r\n                    <select class=\"form-select w-100\" id=\"planSelect\" style=\"font-size: 1.5rem; padding: 1rem; width: 100%;\">\r\n                        <option selected disabled value=\"\">-- Selecteaz\u0103 un Plan --<\/option>\r\n                        <option value=\"Plan 1\">Planul 1<\/option>\r\n                        <option value=\"Plan 2\">Planul 2<\/option>\r\n                        <option value=\"Plan 4\">Plan 4 (Sco\u021bia)<\/option>\r\n                        <option value=\"Plan 5\">Plan 5 (Nou din August 2023)<\/option>\r\n                        <option value=\"Plan 1 + Postgraduate Loan\">Plan 1 + \u00cemprumut Postuniversitar<\/option>\r\n                        <option value=\"Plan 2 + Postgraduate Loan\">Plan 2 + \u00cemprumut Postuniversitar<\/option>\r\n                        <option value=\"Plan 4 + Postgraduate Loan\">Plan 4 + \u00cemprumut Postuniversitar<\/option>\r\n                        <option value=\"Plan 5 + Postgraduate Loan\">Plan 5 + \u00cemprumut Postuniversitar<\/option>\r\n                        <option value=\"Postgraduate Loan Only\">Doar \u00cemprumut Postuniversitar<\/option>\r\n                    <\/select>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"planDetermination\" class=\"card shadow-sm\">\r\n                <div class=\"card-body\">\r\n                    <div class=\"row g-3\">\r\n                        <div class=\"col-12\">\r\n                            <label for=\"startYear\" class=\"form-label\">1. \u00cen ce an ai \u00eenceput cursul?<\/label>\r\n                            <select class=\"form-select enroll-jts-starts-year\" id=\"startYear\"><\/select>\r\n                        <\/div>\r\n                        <div class=\"col-12\">\r\n                            <label for=\"countrySelect\" class=\"form-label\">2. \u021aara de re\u0219edin\u021b\u0103 la \u00eenceputul cursului:<\/label>\r\n                            <select class=\"form-select enroll-jts-country\" id=\"countrySelect\">\r\n                                <option selected disabled value=\"\">-- Selecta\u021bi \u021aara --<\/option>\r\n                                <option value=\"England\">Anglia<\/option>\r\n                                <option value=\"Wales\">\u021aara Galilor<\/option>\r\n                                <option value=\"Scotland\">Sco\u021bia<\/option>\r\n                                <option value=\"Northern Ireland\">Irlanda de Nord<\/option>\r\n                            <\/select>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"salaryInputSection\" class=\"card shadow-sm\">\r\n                <div class=\"card-body\">\r\n                    <label for=\"annualSalary\" class=\"form-label\">Salariul t\u0103u anual \u00eenainte de impozitare:<\/label>\r\n                    <div class=\"input-group\">\r\n                        <span class=\"input-group-text\" style=\"font-size: 1.5rem; padding: 0 1rem; height: auto; display: flex; align-items: center; border-top-right-radius: 0; border-bottom-right-radius: 0;\">\u00a3<\/span>\r\n                        <input type=\"number\" class=\"form-control\" id=\"annualSalary\" placeholder=\"ex., 35000\" min=\"0.01\" step=\"0.01\" required style=\"font-size: 1.5rem; padding: 1rem; border-top-left-radius: 0; border-bottom-left-radius: 0;\">\r\n                    <\/div>\r\n                    <div class=\"form-text\">Introdu venitul brut total, \u00eenainte de impozitare sau deduceri.<\/div>\r\n                    <div style=\"margin-top: 3rem;\"><\/div>\r\n                    <div id=\"salaryError\" class=\"text-danger mt-1\" style=\"display: none;\">Te rog introdu un salariu valid.<\/div>\r\n                    <div style=\"margin-top: 3rem;\"><\/div>\r\n                    <button id=\"calculateBtn\" class=\"btn btn-primary btn-lg w-100 mt-3\">\ud83c\udfaf Calculeaz\u0103 Rambursarea<\/button>\r\n                    <div style=\"margin-top: 2rem;\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"resultsSection\">\r\n                <h2 class=\"mb-5 enroll-result-headline\"><i class=\"bi bi-calculator-fill\"><\/i> Rezultatul Calculului<\/h2>\r\n                <div id=\"planDescriptionYes\" class=\"alert alert-light border-start border-success border-4 mt-3\" style=\"display: none;\">\r\n                    <i class=\"bi bi-info-circle-fill me-2 text-success\"><\/i>\r\n                    <div id=\"planDescriptionYesContent\"><\/div>\r\n                <\/div>\r\n                <div id=\"planDeterminationResult\" style=\"display: none;\">\r\n                    <p class=\"lead mb-1\">Pe baza r\u0103spunsurilor tale:<\/p>\r\n                    <p><strong id=\"determinedPlanText\"><\/strong><\/p>\r\n                    <div id=\"planDescriptionNo\" class=\"alert alert-light border-start border-success border-4 mt-3\" style=\"display: none;\">\r\n                        <i class=\"bi bi-info-circle-fill me-2 text-success\"><\/i>\r\n                        <div id=\"planDescriptionNoContent\"><\/div>\r\n                    <\/div>\r\n                    <p class=\"mt-2 fst-italic small\">Not\u0103: Dac\u0103 ai luat \u0219i un \u00cemprumut Postuniversitar, include-l \u00een calcul.<\/p>\r\n                <\/div>\r\n                <div id=\"resultsOutput\"><\/div>\r\n                <div class=\"mt-3\">\r\n                    <h5 style=\"font-size: 1.7rem !important; font-weight: 600;\">Note:<\/h5>\r\n                    <ul>\r\n                        <li>Rambursezi doar dac\u0103 venitul t\u0103u dep\u0103\u0219e\u0219te pragul.<\/li>\r\n                        <li>Dac\u0103 venitul scade sub prag, ramburs\u0103rile se opresc automat.<\/li>\r\n                        <li>Dac\u0103 e\u0219ti angajat, ramburs\u0103rile sunt deduse prin PAYE.<\/li>\r\n                        <li>Dac\u0103 e\u0219ti liber profesionist, ramburs\u0103rile sunt gestionate prin Autoevaluare.<\/li>\r\n                    <\/ul>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n        <script type=\"text\/javascript\">\r\n        (function($) {\r\n            $(document).ready(function() {\r\n                console.log('Document ready. Initializing calculator...');\r\n                \/\/ Plan Data (2025-2026)\r\n                const planData = {\r\n                    'Plan 1': { \r\n                        threshold: 26065, \r\n                        rate: 0.09, \r\n                        description: 'Rambursezi 9% din orice c\u00e2\u0219tigi peste \u00a326,065 pe an.<br>'\r\n                    },\r\n                    'Plan 2': { \r\n                        threshold: 28470, \r\n                        rate: 0.09, \r\n                        description: 'Rambursezi 9% din orice c\u00e2\u0219tigi peste \u00a328,470 pe an.<br>'\r\n                    },\r\n                    'Plan 4': { \r\n                        threshold: 32745, \r\n                        rate: 0.09, \r\n                        description: 'Rambursezi 9% din orice c\u00e2\u0219tigi peste \u00a332,745 pe an.<br>'\r\n                    },\r\n                    'Plan 5': { \r\n                        threshold: 25000, \r\n                        rate: 0.09, \r\n                        description: 'You repay 9% of anything you earn over \u00a325,000 per year.<br><br>This plan is for students starting from August 1, 2023.'\r\n                    },\r\n                    'Postgraduate Loan': { \r\n                        threshold: 21000, \r\n                        rate: 0.06, \r\n                        description: 'You repay 6% of anything you earn over \u00a321,000 per year.<br><br>This is added on top of your main repayment plan if applicable.'\r\n                    }\r\n                };\r\n                let activePlan = { mainPlanName: null, hasPostgrad: false };\r\n                \/\/ Populate Year Dropdown\r\n                const currentYear = new Date().getFullYear();\r\n                const startYearDropdown = $('#startYear');\r\n                for (let year = 2050; year >= 1998; year--) {\r\n                    startYearDropdown.append(`<option value=\"${year}\">${year}<\/option>`);\r\n                }\r\n                \/\/ Helper: Show\/Hide Sections\r\n                function updateSections(showPlanSelection, showPlanDetermination, showSalary, showResults) {\r\n                    $('#planSelection').toggle(showPlanSelection);\r\n                    $('#planDetermination').toggle(showPlanDetermination);\r\n                    $('#salaryInputSection').toggle(showSalary);\r\n                    $('#resultsSection').toggle(showResults);\r\n                    if (!showPlanSelection) $('#planDescriptionYes').hide().empty();\r\n                    if (!showPlanDetermination) $('#planDeterminationResult').hide();\r\n                    if (!showSalary) { $('#annualSalary').val(''); $('#salaryError').hide(); }\r\n                    if (!showResults) {\r\n                        $('#resultsOutput').empty();\r\n                        $('.appear-after-result').removeClass('results-visible').hide();\r\n                        console.log('Results cleared.');\r\n                    }\r\n                }\r\n                \/\/ Helper: Display Plan Description\r\n                function displayDescription(planName, targetElementId, isCombined = false) {\r\n                    let descriptionHtml = '';\r\n                    let mainPlanName = planName;\r\n                    let hasPostgrad = false;\r\n                    if (planName.includes('+ Postgraduate Loan')) {\r\n                        mainPlanName = planName.replace(' + Postgraduate Loan', '').trim();\r\n                        hasPostgrad = true;\r\n                    } else if (planName === 'Postgraduate Loan Only') {\r\n                        mainPlanName = null;\r\n                        hasPostgrad = true;\r\n                    }\r\n                    activePlan.mainPlanName = mainPlanName;\r\n                    activePlan.hasPostgrad = hasPostgrad;\r\n                    if (mainPlanName && planData[mainPlanName]) {\r\n                        descriptionHtml += `<p><strong>${mainPlanName}:<\/strong><br>${planData[mainPlanName].description}<\/p>`;\r\n                    }\r\n                    if (hasPostgrad && planData['Postgraduate Loan']) {\r\n                        descriptionHtml += `<p><strong>\u00cemprumut Postuniversitar:<\/strong><br>${planData['Postgraduate Loan'].description}<\/p>`;\r\n                    }\r\n                    if (descriptionHtml.trim()) {\r\n                        const contentContainer = $(`#${targetElementId}Content`);\r\n                        if (contentContainer.length) {\r\n                            contentContainer.html(descriptionHtml);\r\n                        } else {\r\n                            $(`#${targetElementId}`).html(descriptionHtml);\r\n                        }\r\n                        $(`#${targetElementId}`).show();\r\n                        updateSections(targetElementId === 'planDescriptionYes', targetElementId === 'planDescriptionNo', true, false);\r\n                    } else {\r\n                        $(`#${targetElementId}`).hide().empty();\r\n                        updateSections(targetElementId === 'planDescriptionYes', targetElementId === 'planDescriptionNo', false, false);\r\n                    }\r\n                }\r\n                \/\/ Helper: Determine Plan Logic\r\n                function determinePlan() {\r\n                    const year = parseInt($('#startYear').val());\r\n                    const country = $('#countrySelect').val();\r\n                    if (!year || !country) {\r\n                        $('#planDeterminationResult').hide();\r\n                        updateSections(false, true, false, false);\r\n                        return;\r\n                    }\r\n                    let determinedPlanName = null;\r\n                    if (country === 'Scotland') {\r\n                        determinedPlanName = 'Plan 4';\r\n                    } else if (country === 'Northern Ireland') {\r\n                        determinedPlanName = 'Plan 1';\r\n                    } else if (country === 'England' || country === 'Wales') {\r\n                        if (year >= 2023) {\r\n                            determinedPlanName = 'Plan 5';\r\n                        } else if (year >= 2012) {\r\n                            determinedPlanName = 'Plan 2';\r\n                        } else {\r\n                            determinedPlanName = 'Plan 1';\r\n                        }\r\n                    }\r\n                    if (determinedPlanName) {\r\n                        $('#determinedPlanText').text(`E\u0219ti pe ${determinedPlanName}.`);\r\n                        $('#planDeterminationResult').show();\r\n                        displayDescription(determinedPlanName, 'planDescriptionNo', false);\r\n                    } else {\r\n                        $('#planDeterminationResult').hide();\r\n                        updateSections(false, true, false, false);\r\n                    }\r\n                }\r\n                \/\/ Helper: Calculate Repayment\r\n                function calculateRepayment(salary, planDetails) {\r\n                    if (!planDetails || salary <= planDetails.threshold) {\r\n                        return 0;\r\n                    }\r\n                    return (salary - planDetails.threshold) * planDetails.rate;\r\n                }\r\n                \/\/ Event: Know Plan Radio Buttons\r\n                $('input[name=\"knowPlan\"]').on('change', function() {\r\n                    const knowsPlan = $(this).val() === 'yes';\r\n                    updateSections(knowsPlan, !knowsPlan, false, false);\r\n                    if (knowsPlan) {\r\n                        $('#startYear, #countrySelect').val('');\r\n                        $('#planDeterminationResult').hide();\r\n                    } else {\r\n                        $('#planSelect').val('');\r\n                        $('#planDescriptionYes').hide().empty();\r\n                    }\r\n                    activePlan.mainPlanName = null;\r\n                    activePlan.hasPostgrad = false;\r\n                });\r\n                \/\/ Event: Plan Selection Dropdown\r\n                $('#planSelect').on('change', function() {\r\n                    const selectedPlan = $(this).val();\r\n                    if (selectedPlan) {\r\n                        displayDescription(selectedPlan, 'planDescriptionYes', selectedPlan.includes('+'));\r\n                    } else {\r\n                        $('#planDescriptionYes').hide().empty();\r\n                        updateSections(true, false, false, false);\r\n                    }\r\n                    $('#resultsSection').hide();\r\n                    $('.appear-after-result').removeClass('results-visible').hide();\r\n                });\r\n                \/\/ Event: Determine Plan Dropdowns\r\n                $('#startYear, #countrySelect').on('change', function() {\r\n                    determinePlan();\r\n                    $('#resultsSection').hide();\r\n                    $('.appear-after-result').removeClass('results-visible').hide();\r\n                });\r\n                \/\/ Event: Calculate Button\r\n                $('#calculateBtn').on('click', function() {\r\n                    const salary = parseFloat($('#annualSalary').val());\r\n                    if (isNaN(salary) || salary <= 0) {\r\n                        $('#salaryError').show();\r\n                        $('#resultsSection').hide();\r\n                        $('.appear-after-result').removeClass('results-visible').hide();\r\n                        return;\r\n                    }\r\n                    $('#salaryError').hide();\r\n                    let mainPlanRepayment = 0;\r\n                    let postgradRepayment = 0;\r\n                    let totalRepayment = 0;\r\n                    let resultsHtml = `<p style=\"margin-top: 3rem !important;\">Bazat pe salariul t\u0103u de \u00a3${salary.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}:<\/p>`;\r\n                    if (activePlan.mainPlanName && planData[activePlan.mainPlanName]) {\r\n                        mainPlanRepayment = calculateRepayment(salary, planData[activePlan.mainPlanName]);\r\n                        resultsHtml += `<div class=\"alert\" style=\"background-color: #e8e9f9; border-left: 5px solid #1E257A;\" role=\"alert\">\r\n                            <i class=\"bi bi-mortarboard-fill me-2\"><\/i>\r\n                            E\u0219ti pe <strong>${activePlan.mainPlanName}<\/strong>.\r\n                        <\/div>`;\r\n                        resultsHtml += `<div class=\"alert alert-light border-start\" style=\"border-color: #010535; border-left: 5px solid #1E257A !important;\" role=\"alert\">\r\n                            <strong>${activePlan.mainPlanName} Rambursare:<\/strong><br>\r\n                            <span class=\"fs-4 text-dark\">\u00a3${mainPlanRepayment.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} pe an<\/span><br>\r\n                            <span class=\"text-muted small\">(\u00a3${(mainPlanRepayment \/ 12).toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} \/ lun\u0103)<\/span>\r\n                        <\/div>`;\r\n                    } else if (!activePlan.hasPostgrad) {\r\n                        resultsHtml += `<p>Niciun plan principal de \u00eemprumut pentru studen\u021bi selectat sau determinat pentru calcul.<\/p>`;\r\n                    }\r\n                    if (activePlan.hasPostgrad && planData['Postgraduate Loan']) {\r\n                        postgradRepayment = calculateRepayment(salary, planData['Postgraduate Loan']);\r\n                        resultsHtml += `<div class=\"alert alert-secondary border-start border-dark border-4\" role=\"alert\">\r\n                            <strong>Rambursare \u00eemprumut postuniversitar:<\/strong><br>\r\n                            <span class=\"fs-4 text-dark\">\u00a3${postgradRepayment.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} pe an<\/span><br>\r\n                            <span class=\"text-muted small\">(\u00a3${(postgradRepayment \/ 12).toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })} \/ lun\u0103)<\/span>\r\n                        <\/div>`;\r\n                    }\r\n                    totalRepayment = mainPlanRepayment + postgradRepayment;\r\n                    if (totalRepayment > 0) {\r\n                        resultsHtml += `<div class=\"alert alert-warning\" role=\"alert\">\r\n                            <i class=\"bi bi-exclamation-circle-fill me-2\"><\/i>\r\n                            <strong>Rambursare total\u0103 anual\u0103:<\/strong> \u00a3${totalRepayment.toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}\r\n                        <\/div>`;\r\n                        resultsHtml += `<div class=\"alert alert-info\" role=\"alert\">\r\n                            <i class=\"bi bi-calendar-month-fill me-2\"><\/i>\r\n                            <strong>Rambursare total\u0103 lunar\u0103:<\/strong> \u00a3${(totalRepayment \/ 12).toLocaleString('en-GB', { minimumFractionDigits: 2, maximumFractionDigits: 2 })}\r\n                        <\/div>`;\r\n                    } else {\r\n                        resultsHtml += `<div class=\"alert alert-success mt-3\" role=\"alert\">\r\n                            <i class=\"bi bi-check-circle-fill me-2\"><\/i>\r\n                            Venitul dumneavoastr\u0103 este sub pragul de rambursare pentru planul(ele) selectat(e). \u00cen prezent, nu trebuie s\u0103 face\u021bi ramburs\u0103ri.                         <\/div>`;\r\n                    }\r\n                    $('#resultsOutput').html(resultsHtml);\r\n                    $('#resultsSection').show();\r\n                    $('.appear-after-result').show().addClass('results-visible');\r\n                });\r\n                \/\/ Initial State\r\n                updateSections(false, false, false, false);\r\n                console.log(\"Student Loan Calculator Ready!\");\r\n            });\r\n        })(jQuery);\r\n    <\/script>\r\n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1675d3e appear-after-result e-flex e-con-boxed e-con e-parent\" data-id=\"1675d3e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-404c798 elementor-widget elementor-widget-heading\" data-id=\"404c798\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Blocat \u00eentr-un loc de munc\u0103 pe care nu-l iube\u0219ti, dar \u00ee\u021bi este fric\u0103 s\u0103 faci urm\u0103torul pas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a20902 elementor-widget elementor-widget-heading\" data-id=\"1a20902\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Nu e\u0219ti singur<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-407370e elementor-widget elementor-widget-text-editor\" data-id=\"407370e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ajut\u0103m adul\u021bi ca tine s\u0103 se \u00eenscrie gratuit la universitate, s\u0103 ob\u021bin\u0103 finan\u021bare pentru studen\u021bi \u0219i, \u00een cele din urm\u0103, s\u0103 avanseze \u00een via\u021ba lor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8aa47b6 e-flex e-con-boxed e-con e-child\" data-id=\"8aa47b6\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<a class=\"elementor-element elementor-element-b3adc4e e-con-full e-transform e-flex e-con e-child\" data-id=\"b3adc4e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.03,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" href=\"https:\/\/enrollmate.co.uk\/ro\/aplicati-acum\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-260533b elementor-widget elementor-widget-heading\" data-id=\"260533b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">VEZI DAC\u0102 ESTE POTRIVIT PENTRU TINE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9a8aeb elementor-widget elementor-widget-text-editor\" data-id=\"c9a8aeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"97\" data-end=\"145\">F\u0103r\u0103 Obliga\u021bii<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68a324e e-flex e-con-boxed e-con e-parent\" data-id=\"68a324e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-babf0c7 elementor-widget elementor-widget-heading\" data-id=\"babf0c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calculator pentru rambursarea \u00eemprumutului studen\u021besc \u2013 <span class=\"em-yellow-highlight\"> plan 1, 2, 4, 5 &amp; postuniversitar<\/span><\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c9d2a3e e-con-full e-flex e-con e-child\" data-id=\"c9d2a3e\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-74f8bce e-con-full e-flex e-con e-child\" data-id=\"74f8bce\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-8b2d206 e-con-full e-flex e-con e-child\" data-id=\"8b2d206\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-b1211c9 e-con-full single-service-how-we-help-text e-flex e-con e-child\" data-id=\"b1211c9\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-187f7db elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"187f7db\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Ce face acest calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-119570f elementor-widget elementor-widget-text-editor\" data-id=\"119570f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Acest <b>Calculator de Rambursare a \u00cemprumutului Studen\u021besc<\/b> gratuit te ajut\u0103 s\u0103 \u00een\u021belegi c\u00e2t vei pl\u0103ti \u2014 \u0219i c\u00e2nd. Fie c\u0103 e\u0219ti student actual sau absolvent, \u00ee\u021bi arat\u0103 <b>ramburs\u0103rile lunare<\/b> \u0219i <b>c\u00e2t timp ai putea rambursa<\/b>, \u00een func\u021bie de:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6ae737 e-con-full e-flex e-con e-child\" data-id=\"b6ae737\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b4b9782 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b4b9782\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Planul t\u0103u de rambursare (Plan 1, 2, 4, 5 sau \u00cemprumut Postuniversitar)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Venitul t\u0103u (din orice surs\u0103: job, activitate independent\u0103, etc.)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pragul t\u0103u de rambursare<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Rata dob\u00e2nzii care se aplic\u0103 \u00eemprumutului t\u0103u<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Acoper\u0103 toate planurile de \u00eemprumut studen\u021besc din Marea Britanie<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Estimare instantanee a ramburs\u0103rii lunare<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Func\u021bioneaz\u0103 cu mai multe planuri simultan (de exemplu, Plan 2 + \u00cemprumut Postuniversitar)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Actualizat pentru pragurile \u0219i regulile de dob\u00e2nd\u0103 2025\u20132026<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b35d2e6 e-con-full e-flex e-con e-child\" data-id=\"b35d2e6\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40a2e98 elementor-widget elementor-widget-image\" data-id=\"40a2e98\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"2048\" src=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg\" class=\"attachment-full size-full wp-image-40068\" alt=\"books with money\" srcset=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg.webp 2560w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-300x240.jpg.webp 300w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1024x819.jpg.webp 1024w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-768x614.jpg.webp 768w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1536x1229.jpg.webp 1536w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-2048x1639.jpg.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cfd01c1 e-con-full e-flex e-con e-child\" data-id=\"cfd01c1\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-a6178a4 e-con-full e-flex e-con e-child\" data-id=\"a6178a4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-997e807 e-con-full e-flex e-con e-child\" data-id=\"997e807\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3730d58 elementor-widget elementor-widget-image\" data-id=\"3730d58\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"2048\" src=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg\" class=\"attachment-full size-full wp-image-40068\" alt=\"books with money\" srcset=\"https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-scaled.jpg.webp 2560w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-300x240.jpg.webp 300w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1024x819.jpg.webp 1024w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-768x614.jpg.webp 768w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-1536x1229.jpg.webp 1536w, https:\/\/enrollmate.co.uk\/wp-content\/uploads\/2025\/05\/25377265_GST-CAM-927-20-2048x1639.jpg.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d63aa57 e-con-full e-flex e-con e-child\" data-id=\"d63aa57\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-1d0cd8d e-con-full single-service-how-we-help-text e-flex e-con e-child\" data-id=\"1d0cd8d\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71ab857 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71ab857\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Cum func\u021bioneaz\u0103 calculatorul<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b9471e elementor-widget elementor-widget-text-editor\" data-id=\"9b9471e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Acest instrument folose\u0219te venitul t\u0103u \u0219i tipul de plan pentru a determina:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cbfbe04 e-con-full e-flex e-con e-child\" data-id=\"cbfbe04\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e32d47 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6e32d47\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dac\u0103 e\u0219ti <b>peste pragul de rambursare<\/b><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ce procent din venitul t\u0103u vei rambursa<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">C\u00e2t \u00eenseamn\u0103 asta pe lun\u0103<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cum se schimb\u0103 ramburs\u0103rile dac\u0103 venitul t\u0103u cre\u0219te sau scade<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8516aeb elementor-widget elementor-widget-text-editor\" data-id=\"8516aeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nu trebuie s\u0103 introduci solduri exacte ale \u00eemprumuturilor \u2014 acest instrument se concentreaz\u0103 pe <b>fluxul de rambursare<\/b>, nu pe datoria total\u0103.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e52059 e-flex e-con-boxed e-con e-parent\" data-id=\"1e52059\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-62f7d14 e-con-full e-flex e-con e-child\" data-id=\"62f7d14\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e4703 elementor-widget elementor-widget-heading\" data-id=\"b5e4703\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce planuri sunt acceptate?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-893de8d e-con-full e-flex e-con e-child\" data-id=\"893de8d\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40b2fc3 elementor-widget elementor-widget-html\" data-id=\"40b2fc3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"loan-plans-container\">\r\n    <div class=\"header-row\">\r\n      <div>Tipul de plan<\/div>\r\n      <div>De obicei se aplic\u0103 pentru...<\/div>\r\n      <div>Pragul de rambursare (2025) Rata<\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan\">\r\n      <div class=\"plan-type\"><span>Planul 1<\/span><\/div>\r\n      <div class=\"applies-to\">Studen\u021bi care au \u00eenceput \u00eenainte de 2012<\/div>\r\n      <div class=\"threshold\">\u00a326,065 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan varies\">\r\n      <div class=\"plan-type\"><span>Planul 2<\/span><\/div>\r\n      <div class=\"applies-to\">Studen\u021bi \u00een Anglia\/Galia (2012-2022)<\/div>\r\n      <div class=\"threshold\">\u00a328,470 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan varies\">\r\n      <div class=\"plan-type\"><span>Plan 4<\/span><\/div>\r\n      <div class=\"applies-to\">Studen\u021bi \u00een Sco\u021bia<\/div>\r\n      <div class=\"threshold\">\u00a332,745 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan fixed\">\r\n      <div class=\"plan-type\"><span>Plan 5<\/span><\/div>\r\n      <div class=\"applies-to\">Studen\u021bi care \u00eencep din 2023 \u00een Anglia<\/div>\r\n      <div class=\"threshold\">\u00a325,000 <span class=\"rate\">9%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"loan-plan varies\">\r\n      <div class=\"plan-type\">\u00cemprumut Postuniversitar pentru Masterat sau Doctorat<\/div>\r\n      <div class=\"applies-to\"><\/div>\r\n      <div class=\"threshold\">\u00a321,000 <span class=\"rate\">6%<\/span><\/div>\r\n    <\/div>\r\n    <div class=\"footer-note\">\r\n \u2713 Dac\u0103 ai mai mult de un plan, calculatorul arat\u0103 un total combinat al ramburs\u0103rilor.\r\n    <\/div>\r\n  <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1661745 e-flex e-con-boxed e-con e-parent\" data-id=\"1661745\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b66afdd e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"b66afdd\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0103774 elementor-widget elementor-widget-heading\" data-id=\"0103774\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"em-yellow-highlight\"> \u00centreb\u0103ri<\/span> frecvente\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31edaf0 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"31edaf0\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d95a81 elementor-widget elementor-widget-n-accordion\" data-id=\"3d95a81\" data-element_type=\"widget\" data-settings=\"{&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Trebuie s\u0103 \u0219tiu c\u00e2t am \u00eemprumutat? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-8fba2b0 e-con-full e-flex e-con e-child\" data-id=\"8fba2b0\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e39971 elementor-widget elementor-widget-text-editor\" data-id=\"3e39971\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNu. Ramburs\u0103rile sunt bazate pe venitul t\u0103u, nu pe soldul \u00eemprumutului. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Ce se \u00eent\u00e2mpl\u0103 dac\u0103 am dou\u0103 tipuri de \u00eemprumut (de exemplu, Plan 2 + \u00cemprumut Postuniversitar)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-1b52055 e-con-full e-flex e-con e-child\" data-id=\"1b52055\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-869dd34 elementor-widget elementor-widget-text-editor\" data-id=\"869dd34\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tCalculatorul se ocup\u0103 de asta \u2014 arat\u0103 at\u00e2t ramburs\u0103rile separat, c\u00e2t \u0219i combinate.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Ce se \u00eent\u00e2mpl\u0103 dac\u0103 \u00eemi pierd locul de munc\u0103 sau c\u00e2\u0219tig mai pu\u021bin? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-5204677 e-con-full e-flex e-con e-child\" data-id=\"5204677\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fbbb82 elementor-widget elementor-widget-text-editor\" data-id=\"7fbbb82\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tRamburs\u0103rile tale se opresc automat dac\u0103 venitul t\u0103u scade sub pragul planului. Calculatorul reflect\u0103 asta. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Ramburs\u0103rile sunt lunare sau anuale? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-3d003c5 e-con-full e-flex e-con e-child\" data-id=\"3d003c5\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f700a74 elementor-widget elementor-widget-text-editor\" data-id=\"f700a74\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tSunt luate lunar prin salariul t\u0103u (PAYE) sau anual dac\u0103 e\u0219ti independent.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Voi pl\u0103ti dob\u00e2nd\u0103? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-928e1d4 e-con-full e-flex e-con e-child\" data-id=\"928e1d4\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2471f4d elementor-widget elementor-widget-text-editor\" data-id=\"2471f4d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tDa \u2014 fiecare plan are propriile reguli de dob\u00e2nd\u0103. Acest calculator nu arat\u0103 acumularea dob\u00e2nzii, doar c\u00e2t vei rambursa lunar. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Va ar\u0103ta acest lucru c\u00e2nd va fi \u0219ters \u00eemprumutul meu? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-c7e6f95 e-con-full e-flex e-con e-child\" data-id=\"c7e6f95\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2d6e6f elementor-widget elementor-widget-text-editor\" data-id=\"a2d6e6f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nu \u2014 dar iat\u0103 regulile actuale de \u0219tergere:<br>\u2022 Plan 1: 25\u201330 de ani dup\u0103 ce devii eligibil pentru a rambursa<br>\u2022 Plan 2: 30 de ani<br>\u2022 Plan 4: 30 de ani<br>\u2022 Plan 5: 40 de ani<br>\u2022 Postuniversitar: 30 de ani<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Este acesta un instrument oficial al guvernului? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-90b5e31 e-con-full e-flex e-con e-child\" data-id=\"90b5e31\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b4aeef elementor-widget elementor-widget-text-editor\" data-id=\"6b4aeef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nu \u2014 acesta este un instrument public gratuit creat de <a href=\"https:\/\/enrollmate.co.uk\/ro\/\">Enrollmate<\/a>, pentru a face Finan\u021bele Studen\u021be\u0219ti mai u\u0219or de \u00een\u021beles, bazat pe praguri oficiale \u0219i reguli de rambursare.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"em-faq-home-faq-item-header\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"em-faq-home-faq-item-header\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> C\u00e2nd s\u0103 folose\u0219ti acest calculator? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"em-faq-home-faq-item-header\" class=\"elementor-element elementor-element-ce8df36 e-con-full e-flex e-con e-child\" data-id=\"ce8df36\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd0950 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6bd0950\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">E\u0219ti pe cale s\u0103 absolvi \u0219i vrei s\u0103 \u00een\u021belegi c\u00e2t va fi dedus din salariul t\u0103u<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">C\u00e2\u0219tigi mai mult \u0219i te \u00eentrebi cum \u00ee\u021bi afecteaz\u0103 ramburs\u0103rile<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Aplici pentru un credit ipotecar \u0219i vrei s\u0103 \u00ee\u021bi planifici bugetul corect<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pl\u0103nuie\u0219ti s\u0103 \u00eencepi un Masterat \u0219i vrei s\u0103 vezi cum func\u021bioneaz\u0103 ramburs\u0103rile pentru \u00cemprumutul Postuniversitar<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pl\u0103nuie\u0219ti s\u0103 mergi la universitate \u0219i vrei s\u0103 \u00een\u021belegi cum func\u021bioneaz\u0103 rambursarea.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Trebuie s\\u0103 \\u0219tiu c\\u00e2t am \\u00eemprumutat?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nu. Ramburs\\u0103rile sunt bazate pe venitul t\\u0103u, nu pe soldul \\u00eemprumutului.\"}},{\"@type\":\"Question\",\"name\":\"Ce se \\u00eent\\u00e2mpl\\u0103 dac\\u0103 am dou\\u0103 tipuri de \\u00eemprumut (de exemplu, Plan 2 + \\u00cemprumut Postuniversitar)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Calculatorul se ocup\\u0103 de asta \\u2014 arat\\u0103 at\\u00e2t ramburs\\u0103rile separat, c\\u00e2t \\u0219i combinate.\"}},{\"@type\":\"Question\",\"name\":\"Ce se \\u00eent\\u00e2mpl\\u0103 dac\\u0103 \\u00eemi pierd locul de munc\\u0103 sau c\\u00e2\\u0219tig mai pu\\u021bin?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ramburs\\u0103rile tale se opresc automat dac\\u0103 venitul t\\u0103u scade sub pragul planului. Calculatorul reflect\\u0103 asta.\"}},{\"@type\":\"Question\",\"name\":\"Ramburs\\u0103rile sunt lunare sau anuale?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sunt luate lunar prin salariul t\\u0103u (PAYE) sau anual dac\\u0103 e\\u0219ti independent.\"}},{\"@type\":\"Question\",\"name\":\"Voi pl\\u0103ti dob\\u00e2nd\\u0103?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Da \\u2014 fiecare plan are propriile reguli de dob\\u00e2nd\\u0103. Acest calculator nu arat\\u0103 acumularea dob\\u00e2nzii, doar c\\u00e2t vei rambursa lunar.\"}},{\"@type\":\"Question\",\"name\":\"Va ar\\u0103ta acest lucru c\\u00e2nd va fi \\u0219ters \\u00eemprumutul meu?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nu \\u2014 dar iat\\u0103 regulile actuale de \\u0219tergere:\\u2022 Plan 1: 25\\u201330 de ani dup\\u0103 ce devii eligibil pentru a rambursa\\u2022 Plan 2: 30 de ani\\u2022 Plan 4: 30 de ani\\u2022 Plan 5: 40 de ani\\u2022 Postuniversitar: 30 de ani\"}},{\"@type\":\"Question\",\"name\":\"Este acesta un instrument oficial al guvernului?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nu \\u2014 acesta este un instrument public gratuit creat de Enrollmate, pentru a face Finan\\u021bele Studen\\u021be\\u0219ti mai u\\u0219or de \\u00een\\u021beles, bazat pe praguri oficiale \\u0219i reguli de rambursare.\"}},{\"@type\":\"Question\",\"name\":\"C\\u00e2nd s\\u0103 folose\\u0219ti acest calculator?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"E\\u0219ti pe cale s\\u0103 absolvi \\u0219i vrei s\\u0103 \\u00een\\u021belegi c\\u00e2t va fi dedus din salariul t\\u0103u\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tC\\u00e2\\u0219tigi mai mult \\u0219i te \\u00eentrebi cum \\u00ee\\u021bi afecteaz\\u0103 ramburs\\u0103rile\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tAplici pentru un credit ipotecar \\u0219i vrei s\\u0103 \\u00ee\\u021bi planifici bugetul corect\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tPl\\u0103nuie\\u0219ti s\\u0103 \\u00eencepi un Masterat \\u0219i vrei s\\u0103 vezi cum func\\u021bioneaz\\u0103 ramburs\\u0103rile pentru \\u00cemprumutul Postuniversitar\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tPl\\u0103nuie\\u0219ti s\\u0103 mergi la universitate \\u0219i vrei s\\u0103 \\u00een\\u021belegi cum func\\u021bioneaz\\u0103 rambursarea.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a62d4ed e-con-full e-flex e-con e-child\" data-id=\"a62d4ed\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00cengrijorat de rambursarea \u00eemprumutului studen\u021besc? Majoritatea oamenilor nu \u0219tiu nici m\u0103car \u00een ce plan se afl\u0103 \u2014 \u0219i asta le-ar putea costa mii de lire. Folose\u0219te acest calculator rapid pentru a afla exact c\u00e2t vei rambursa (pentru a evita supraplata) CALCULATOR RAMBURSARE \u00ceMPRUMUT STUDEN\u021aESC \ud83d\udca1 Afl\u0103 c\u00e2t vei rambursa cu adev\u0103rat, bazat pe venitul t\u0103u [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-38531","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/pages\/38531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/comments?post=38531"}],"version-history":[{"count":0,"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/pages\/38531\/revisions"}],"wp:attachment":[{"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/media?parent=38531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}