{"id":43740,"date":"2025-06-29T14:56:23","date_gmt":"2025-06-29T14:56:23","guid":{"rendered":"https:\/\/enrollmate.co.uk\/13-sfaturi-pentru-planificarea-financiara-pentru-studentii-maturi-care-incep-universitatea-mai-tarziu-in-viata\/"},"modified":"2025-09-05T10:05:15","modified_gmt":"2025-09-05T10:05:15","slug":"13-sfaturi-pentru-planificarea-financiara-pentru-studentii-maturi-care-incep-universitatea-mai-tarziu-in-viata","status":"publish","type":"post","link":"https:\/\/enrollmate.co.uk\/ro\/13-sfaturi-pentru-planificarea-financiara-pentru-studentii-maturi-care-incep-universitatea-mai-tarziu-in-viata\/","title":{"rendered":"13 sfaturi pentru planificarea financiar\u0103 pentru studen\u021bii maturi care \u00eencep universitatea mai t\u00e2rziu \u00een via\u021b\u0103"},"content":{"rendered":"\n<p>\u00cenceperea universit\u0103\u021bii ca adult poate fi incitant\u0103, dar \u0219i \u00eenfrico\u0219\u0103toare. C\u00e2nd e\u0219ti un student matur, mersul la universitate este un pas mare. Po\u021bi avea un loc de munc\u0103, copii sau alte responsabilit\u0103\u021bi. \u0218i banii pot fi una dintre cele mai mari griji.   <\/p>\n\n<p>De aceea, planificarea financiar\u0103 pentru studen\u021bii maturi este at\u00e2t de important\u0103. Trebuie s\u0103 \u00ee\u021bi faci un buget bun, s\u0103 \u00ee\u021bi cuno\u0219ti op\u021biunile \u0219i s\u0103 planifici din timp. <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-photo\/stock-market-exchange-economics-investment-graph_53876-167143.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<p>Iat\u0103 13 sfaturi utile pentru planificarea financiar\u0103 pentru studen\u021bii maturi care \u00eencep universitatea mai t\u00e2rziu \u00een via\u021b\u0103.<\/p>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>1. F\u0103-\u021bi un buget clar \u00eenainte de a \u00eencepe<\/strong><\/h3>\n\n<p>Primul pas \u00een planificarea financiar\u0103 pentru studen\u021bii maturi este crearea unui buget. Listeaz\u0103 toate veniturile a\u0219teptate, cum ar fi munca part-time, economiile, bursele sau \u00eemprumuturile. Apoi listeaz\u0103 cheltuielile\u2014taxe de \u0219colarizare, chirie, transport, m\u00e2ncare \u0219i c\u0103r\u021bi.  <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-photo\/3d-render-tax-payment-financial-business-concept_107791-16584.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<p>Trebuie s\u0103 \u0219tii exact de c\u00e2t vei avea nevoie \u00een fiecare lun\u0103. Po\u021bi folosi instrumente online gratuite precum <a href=\"https:\/\/www.moneyhelper.org.uk\/en\/tools-and-calculators\" rel=\"nofollow noopener\" target=\"_blank\">MoneyHelper<\/a> pentru a-\u021bi construi bugetul. <\/p>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>2. \u00cen\u021belege costul real al universit\u0103\u021bii<\/strong><\/h3>\n\n<p>Mul\u021bi studen\u021bi maturi se g\u00e2ndesc doar la taxele de \u0219colarizare. Dar exist\u0103 \u0219i alte costuri. Poate fi nevoie s\u0103 pl\u0103te\u0219ti pentru \u00eengrijirea copiilor, transport suplimentar sau acces la internet pentru cursurile online. Acestea se adun\u0103 rapid.   <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/premium-photo\/piggy-bank-with-graduation-cap-black-glass-floor-money-saving-concept_43157-2503.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<p>O bun\u0103 planificare financiar\u0103 pentru studen\u021bii maturi \u00eenseamn\u0103 s\u0103 cuno\u0219ti toate cheltuielile, chiar \u0219i pe cele mici.<\/p>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>3. Caut\u0103 burse \u0219i granturi pentru studen\u021bii maturi<\/strong><\/h3>\n\n<p>S-ar putea s\u0103 fii surprins s\u0103 afli c\u0103 exist\u0103 bani gratui\u021bi pentru studen\u021bii mai \u00een v\u00e2rst\u0103. Multe universit\u0103\u021bi ofer\u0103 burse, granturi sau burse de studiu pentru studen\u021bii maturi. Acestea nu trebuie returnate. Unele sunt pentru p\u0103rin\u021bi singuri. Altele se bazeaz\u0103 pe venitul t\u0103u.    <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/premium-photo\/education-scholarship-student-icon-investment-money-academic_488220-5560.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<p>Aceasta este o parte inteligent\u0103 a planific\u0103rii financiare pentru studen\u021bii maturi\u2014verific\u0103 \u00eentotdeauna ce suport este disponibil. Po\u021bi \u00eencepe prin a verifica <a href=\"https:\/\/www.ucas.com\/\" rel=\"nofollow noopener\" target=\"_blank\">UCAS<\/a> pentru a vedea la ce po\u021bi aplica. <\/p>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>4. Aplic\u0103 pentru \u00eemprumutul studen\u021besc potrivit<\/strong><\/h3>\n\n<p>Dac\u0103 e\u0219ti student \u00een Marea Britanie, po\u021bi aplica \u00een continuare pentru Student Finance, chiar \u0219i ca student matur. Acesta poate acoperi taxele de \u0219colarizare \u0219i costurile de trai. Dar aminte\u0219te-\u021bi, este un \u00eemprumut, deci va trebui s\u0103-l returnezi c\u00e2nd vei c\u00e2\u0219tiga peste o anumit\u0103 sum\u0103.  <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-vector\/students-studying-talking_1262-21513.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<p>O parte cheie a planific\u0103rii financiare pentru studen\u021bii maturi este s\u0103 \u00een\u021belegi cum \u0219i c\u00e2nd vei returna acest \u00eemprumut.<\/p>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>5. Monitorizeaz\u0103-\u021bi cheltuielile s\u0103pt\u0103m\u00e2nal<\/strong><\/h3>\n\n<p>Este u\u0219or s\u0103 pierzi controlul asupra banilor dac\u0103 nu \u00eei monitorizezi. \u00cen fiecare s\u0103pt\u0103m\u00e2n\u0103, verific\u0103 ce ai cheltuit \u0219i ce a r\u0103mas. Folose\u0219te aplica\u021bii gratuite sau doar un simplu caiet.  <\/p>\n\n<p>Acest lucru te ajut\u0103 s\u0103 fii la curent cu facturile \u0219i s\u0103 evi\u021bi surprizele. De asemenea, \u00ee\u021bi arat\u0103 unde po\u021bi reduce cheltuielile, dac\u0103 este necesar. Un sfat cheie \u00een planificarea financiar\u0103 pentru studen\u021bii maturi este s\u0103 faci din asta un obicei s\u0103pt\u0103m\u00e2nal.  <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-vector\/hand-drawn-payday-illustration_23-2151051225.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>6. Planific\u0103 pentru situa\u021bii de urgen\u021b\u0103<\/strong><\/h3>\n\n<p>Via\u021ba se \u00eent\u00e2mpl\u0103. Ma\u0219ina se stric\u0103. Copilul t\u0103u se \u00eemboln\u0103ve\u0219te. Sau laptopul t\u0103u se stric\u0103 \u00eenainte de a preda un eseu. Este bine s\u0103 ai un mic fond de urgen\u021b\u0103\u2014chiar \u0219i 200 de lire pot ajuta.    <\/p>\n\n<p>Ca parte a planific\u0103rii financiare pentru studen\u021bii maturi, \u00eencearc\u0103 s\u0103 economise\u0219ti pu\u021bin \u00een fiecare lun\u0103 pentru surprize.<\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-vector\/appointment-booking-smartphone_23-2148559902.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>7. G\u0103te\u0219te mai mult, m\u0103n\u00e2nc\u0103 mai pu\u021bin \u00een ora\u0219<\/strong><\/h3>\n\n<p>M\u00e2ncarea poate consuma banii, mai ales dac\u0103 \u00ee\u021bi cumperi mereu pr\u00e2nzul sau comanzi m\u00e2ncare la pachet. Un obicei bun \u00een planificarea financiar\u0103 pentru studen\u021bii maturi este preg\u0103tirea meselor. G\u0103te\u0219te mese acas\u0103, adu gust\u0103ri la curs \u0219i redu consumul de m\u00e2ncare \u00een ora\u0219.  <\/p>\n\n<p>Economise\u0219te bani \u0219i este de obicei mai s\u0103n\u0103tos, de asemenea.<\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-photo\/top-view-back-school-supplies-with-calculator-sandwich_23-2148587197.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>8. Folose\u0219te reduceri pentru studen\u021bi\u2014peste tot!<\/strong><\/h3>\n\n<p>Multe magazine, servicii de transport \u0219i site-uri web ofer\u0103 reduceri pentru studen\u021bi. \u0218i da, studen\u021bii maturi se calific\u0103 \u0219i ei! \u00censcrie-te pentru un card <a href=\"https:\/\/totum.com\/\" rel=\"nofollow noopener\" target=\"_blank\">TOTUM<\/a> sau <a href=\"https:\/\/www.myunidays.com\/PK\/en-GB\" rel=\"nofollow noopener\" target=\"_blank\">UNiDAYS<\/a> \u0219i \u00eentreab\u0103 \u00eentotdeauna dac\u0103 exist\u0103 o reducere pentru studen\u021bi \u00eenainte de a cump\u0103ra.  <\/p>\n\n<p>Aceasta este o victorie u\u0219oar\u0103 \u00een planificarea financiar\u0103 pentru studen\u021bii maturi.<\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/premium-photo\/woman-looking-excited-surprised-pointing-side-upwards-copy-space_1194-72635.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>9. Vorbe\u0219te cu un consilier financiar pentru studen\u021bi<\/strong><\/h3>\n\n<p>Majoritatea universit\u0103\u021bilor au un birou de finan\u021be sau de suport pentru studen\u021bi. Programeaz\u0103 o \u00eent\u00e2lnire cu ei. \u00ce\u021bi pot oferi asisten\u021b\u0103 \u00een privin\u021ba datoriilor, bugetului \u0219i g\u0103sirii de suport suplimentar.  <\/p>\n\n<p>S\u0103 \u0219tii c\u00e2nd s\u0103 ceri ajutor este o component\u0103 crucial\u0103 a planific\u0103rii financiare \u00een\u021belepte pentru studen\u021bii maturi. Ei te pot ajuta s\u0103 iei decizii dificile pentru c\u0103 au lucrat cu mul\u021bi studen\u021bi ca tine. <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-photo\/business-school-students-collaborating-project_1262-14813.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>10. Evit\u0103 datoriile de pe cardul de credit<\/strong><\/h3>\n\n<p>Poate fi tentant s\u0103 folose\u0219ti un card de credit c\u00e2nd banii sunt pu\u021bini. Dar ratele dob\u00e2nzilor sunt mari \u0219i datoria cre\u0219te rapid. Dac\u0103 ai nevoie s\u0103 \u00eemprumu\u021bi, vorbe\u0219te mai \u00eent\u00e2i cu universitatea ta. Este posibil s\u0103 aib\u0103 fonduri de ajutor pentru studen\u021bi sau suport de urgen\u021b\u0103.   <\/p>\n\n<p>Evitarea datoriilor cu dob\u00e2nd\u0103 mare este esen\u021bial\u0103 \u00een planificarea financiar\u0103 pentru studen\u021bii maturi.<\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-photo\/sad-disappointed-woman-holding-credit-card-smartphone-bad-user-experience-with-mobile-app-problem-with-card-register-online-white-background_176420-50259.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>11. G\u00e2nde\u0219te pe termen lung\u2014nu doar pentru acest an<\/strong><\/h3>\n\n<p>Este u\u0219or s\u0103 te g\u00e2nde\u0219ti doar la cum s\u0103 treci peste luna urm\u0103toare. Dar \u00eencearc\u0103 s\u0103 g\u00e2nde\u0219ti \u0219i pe termen lung. Cum va ar\u0103ta venitul t\u0103u dup\u0103 ce \u00ee\u021bi termini studiile? Se vor \u00eembun\u0103t\u0103\u021bi perspectivele tale de munc\u0103?   <\/p>\n\n<p>O mare parte a planific\u0103rii financiare pentru studen\u021bii maturi este s\u0103 te g\u00e2nde\u0219ti la rentabilitatea investi\u021biei tale. Diploma ta ar trebui s\u0103 te ajute s\u0103 c\u00e2\u0219tigi mai mult \u00een viitor. <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-vector\/critical-thinking-concept-illustration_114360-7942.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>12. Folose\u0219te biblioteca universit\u0103\u021bii \u0219i resursele gratuite<\/strong><\/h3>\n\n<p>C\u0103r\u021bile, imprimantele \u0219i instrumentele online pot fi scumpe. Dar universitatea ta probabil le ofer\u0103 gratuit. Folose\u0219te la maximum zonele de studiu, software-ul pentru studen\u021bi \u0219i biblioteca. Aceasta este o metod\u0103 fantastic\u0103 de a r\u0103m\u00e2ne concentrat \u0219i de a economisi bani.   <\/p>\n\n<p>S\u0103 profi\u021bi la maximum de ceea ce este deja acoperit de taxele tale de \u0219colarizare face parte din planificarea financiar\u0103 inteligent\u0103 a studen\u021bilor mai \u00een v\u00e2rst\u0103.<\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-photo\/young-student-looking-book-library_23-2149215403.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<h3 class=\"wp-block-heading\"><a><\/a><strong>13. Crede \u00een tine\u2014merit\u0103<\/strong><\/h3>\n\n<p>Studiul mai t\u00e2rziu \u00een via\u021b\u0103 necesit\u0103 curaj. De asemenea, necesit\u0103 preg\u0103tire, autocontrol \u0219i luarea unor decizii \u00een\u021belepte. Totu\u0219i, investe\u0219ti \u00een tine \u0219i nimeni nu \u00ee\u021bi poate lua asta. <\/p>\n\n<p>Studen\u021bii maturi care urmeaz\u0103 procedurile corecte pot reduce stresul \u0219i \u00ee\u0219i pot \u00eembun\u0103t\u0103\u021bi capacitatea de a se concentra asupra studiilor.<\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/img.freepik.com\/free-photo\/man-jumping-impossible-possible-cliff-sunset-background-business-concept-idea_1323-266.jpg?uid=P173196137&amp;ga=GA1.1.1041247422.1725430806&amp;semt=ais_items_boosted&amp;w=740\" alt=\"planificarea financiar&#x103; pentru studen&#x21B;ii maturi\" title=\"\"><\/figure>\n\n<p><strong><em>La <\/em><\/strong><a href=\"http:\/\/enrollmate.co.uk\"><strong><em>Enrollmate<\/em><\/strong><\/a><strong><em>, ajut\u0103m studen\u021bii maturi cu \u00eendrumare personalizat\u0103 privind finan\u021barea, bugetarea \u0219i sfaturi inteligente despre bani\u2014astfel \u00eenc\u00e2t planificarea financiar\u0103 s\u0103 par\u0103 simpl\u0103 \u0219i lipsit\u0103 de stres.<\/em><\/strong><\/p>\n\n<h2 class=\"wp-block-heading\"><a><\/a><strong>G\u00e2nduri finale<\/strong><\/h2>\n\n<p>Mersul la universitate ca student mai t\u00e2rziu este un pas \u00eendr\u0103zne\u021b. Este o \u0219ans\u0103 de a \u00eenv\u0103\u021ba, de a cre\u0219te \u0219i de a construi un viitor mai bun. Dar, a\u0219a cum \u0219tim cu to\u021bii, aduce \u0219i provoc\u0103ri financiare.  <\/p>\n\n<p>Folose\u0219te aceste 13 sfaturi pentru a-\u021bi construi \u00eencrederea \u0219i a prelua controlul asupra banilor t\u0103i. O bun\u0103 planificare financiar\u0103 pentru studen\u021bii maturi nu \u00eenseamn\u0103 s\u0103 fii perfect\u2014\u00eenseamn\u0103 s\u0103 fii preg\u0103tit. Pentru a afla mai multe despre finan\u021bare \u0219i suport pentru studen\u021bii din Marea Britanie, viziteaz\u0103 pagina oficial\u0103 de finan\u021bare pentru studen\u021bi.  <\/p>\n\n<p>Po\u021bi face asta!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cenceperea universit\u0103\u021bii ca adult poate fi incitant\u0103, dar \u0219i \u00eenfrico\u0219\u0103toare. C\u00e2nd e\u0219ti un student matur, mersul la universitate este un pas mare. Po\u021bi avea un loc de munc\u0103, copii sau alte responsabilit\u0103\u021bi. \u0218i banii pot fi una dintre cele mai mari griji. De aceea, planificarea financiar\u0103 pentru studen\u021bii maturi este at\u00e2t de important\u0103. Trebuie s\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":41743,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[329],"tags":[],"class_list":["post-43740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-ro","entry","has-media"],"_links":{"self":[{"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/posts\/43740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/comments?post=43740"}],"version-history":[{"count":0,"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/posts\/43740\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/media\/41743"}],"wp:attachment":[{"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/media?parent=43740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/categories?post=43740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/enrollmate.co.uk\/ro\/wp-json\/wp\/v2\/tags?post=43740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}