NO IDEA WHAT LOAN AND GRANTS YOU CAN GET FOR UNIVERSITY?

This is the only student loan calculator in the UK that considers real-life situations — like living with parents, applying as a lone parent, or studying while working.

STUDENT FINANCE CALCULATOR – 2025/2026

Find out how much Student Finance support you’re entitled to – in under 2 minutes

Section A – Course Information

Section B – Age & Residency

Section C – Relationship & Income

Only answer if you are under 25 and single. This helps determine if you are assessed independently or based on parental income.
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Only include income from work/self-employment, not benefits or student finance. Required if pre-settled or claiming independent status. If you are single, under 25, and want to claim independence status, you will be required to show proof that you've earned at least £10,200 per year for the past 3 years.
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Only required if you are under 25, living with parents, and answered 'No' to the independence question (C.5).
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Section D – Extra Support Check

Selecting applicable options may qualify you for a higher rate of Maintenance Loan.

Section E – Children & Dependants (Grants - Full-Time UG Only)

Note: Grants like Childcare Grant, Parents' Learning Allowance, and Adult Dependant Grant are typically only available to full-time undergraduate students. Part-time and postgraduate students are generally not eligible.
Yes
No
Yes
No
Yes
No

What this calculator does

Most people don’t realise they can get more than just a student loan.

This calculator helps you find out exactly what you could receive in:

  • Tuition Fee Loan
  • Maintenance Loan (based on income, age & situation)
  • Parents’ Learning Allowance (PLA)
  • Childcare Grant (CG)
  • Adult Dependants’ Grant (ADG)

It’s designed for students who want to understand how much support they can actually get — before applying or enrolling.

books with money
books with money

What makes this different?

Unlike other “tools” that only check tuition fees, this calculator also looks at:

  • Whether you qualify for extra grants based on your kids, benefits, or caregiving
  • Whether your partner or parents’ income will be counted
  • The real Maintenance Loan range, not just the maximum
  • Whether you’re considered independent (age, job history, etc.)

It’s the most advanced eligibility tool for Student Finance in the UK — and we built it because most people are missing out on what they’re owed.

What it covers

  • Undergraduate (full-time & part-time) and postgraduate courses
  • All residency statuses (British, Settled, Pre-settled, Refugee, Ukrainian Scheme)
  • Distance Learning options
  • Relationship and parental income
  • Children, dependants, benefits, disabilities, and more
books with money
books with money

What you’ll learn

By answering a few quick questions, you’ll see:

  • Whether you're eligible for Student Finance support
  • How much Maintenance Loan you may get
  • If you qualify for extra grants (like Childcare or Adult Dependant)
  • Whether your income or partner’s income will be assessed
  • The real total you can expect every year

It’s the most advanced eligibility tool for Student Finance in the UK — and we built it because most people are missing out on what they’re owed.

What can you actually get?

Type of Support
Who Can Get It?
2025–2026 Max Amount
Tuition Fee Loan
Most students (full-time)
£9,535
Maintenance Loan
Based on location, income, age, & household
Up to £13,762
Parents’ Learning Allowance
Students with financially dependent children
£2,024/year
Childcare Grant
Parents using registered childcare
Up to £17,796.48/year
Adult Dependants’ Grant
If supporting an adult on a low income
£3,545/year
Master’s Loan (PG)
Flat amount – no income checks
£12,858

How it works

This tool by Enrollmate uses official Student Finance England criteria to check:

  • Your eligibility
  • Your household income
  • Your course type and duration
  • Your family, health, and benefit situation
  • And whether you meet special grant conditions

No calculations, no confusion — just honest, accurate answers based on your real situation.

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Frequently asked questions

Can I use this if I haven’t applied yet?

Absolutely. This tool helps you prepare and understand what to expect — even before you apply.

Yes. For most residency types, employment is not required — except for Pre-settled students, who must earn £850+/month if single.

You may still be eligible for Parents’ Learning Allowance — this calculator checks for that automatically.

No. If you’re 25 or older, you’re automatically considered independent, even if you live at home.

If you’re working and earning £10,200+/year or your partner earns enough, you can receive full support, including Maintenance Loan and grants.

Your household income is too high for grants or full Maintenance Loan — but you can still get Tuition Fee Loan and a reduced Maintenance Loan (e.g. £4,915 if studying outside London).

No — it works for:
• British citizens
• People with ILR, Refugee status, Ukrainian Schemes
• Pre-settled status (with specific rules)
• Settled status

No — part-time students can get Tuition Fee Loan and Maintenance Loan, but not grants like PLA or CG.